Overview
Daily NAV
$15.53
-0.41% ($0.06)
September 24, 2026
-
Inception DateApril 20, 2015
-
Net Assets$67.37 million
-
Fund Manager 1Empire Life Investments Inc.
-
Min. Investment$1,000 initial, $50 per fund
-
MER2.83%
-
Asset classCanadian Neutral Balanced
-
Management Fee2.10%
Risk: Low to Medium
Low
Low To Medium
Medium
Medium To High
High
1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.
Why Invest
You are seeking growth and income by investing primarily in Canadian equity and fixed income securities.
Fund codes
| Series | Front-end load | Low load * | No load | Deferred Sales Charge * |
|---|---|---|---|---|
| Class L | ECF12048 | ECF12248 | ECF12348 | ECF12548 |
- * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.
Performance As at August 31, 2026
Growth of $10,000
Investment value:
$15,863.55
at
August 31, 2026
Compound Returns 2
| Series | 1 mth | 3 mths | 6 mths | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Empire Life Monthly Income GIF Class L | 2.07% | 1.24% | 1.85% | 6.16% | 11.28% | 9.46% | 4.92% | 4.45% | 4.14% |
| Series | Empire Life Monthly Income GIF Class L |
|---|---|
| 1 mth | 2.07% |
| 3 mths | 1.24% |
| 6 mths | 1.85% |
| YTD | 6.16% |
| 1 year | 11.28% |
| 3 years | 9.46% |
| 5 years | 4.92% |
| 10 years | 4.45% |
| psi | 4.14% |
2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.
Calendar Returns
| Series | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Empire Life Monthly Income GIF Class L | 6.71% | 4.33% | -6.23% | 10.67% | 2.59% | 12.31% | -7.87% | 5.50% | 8.22% | 10.37% |
| Series | Empire Life Monthly Income GIF Class L |
|---|---|
| 2016 | 6.71% |
| 2017 | 4.33% |
| 2018 | -6.23% |
| 2019 | 10.67% |
| 2020 | 2.59% |
| 2021 | 12.31% |
| 2022 | -7.87% |
| 2023 | 5.50% |
| 2024 | 8.22% |
| 2025 | 10.37% |
Portfolio Allocations As at August 31, 2026
Sector Allocation
| Colours | Name | Weight |
|---|---|---|
| Financials | 29.62% | |
| Materials | 19.51% | |
| Energy | 17.17% | |
| Industrials | 11.20% | |
| Information Technology | 9.12% | |
| Utilities | 3.56% | |
| Consumer Staples | 3.52% | |
| Communication Services | 3.30% | |
| Real Estate | 1.63% | |
| Consumer Discretionary | 1.36% |
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian Equity | 54.41% | |
| Canadian Bonds | 30.40% | |
| U.S. Equity | 6.11% | |
| Cash and Equivalents | 5.32% | |
| International Equity | 1.92% | |
| U.S. Bonds | 1.83% |
Top 10 Holdings
| Name | Weight |
|---|---|
| ROYAL BK OF CAD 2.15% 01SEP26 TD | 5.27% |
| Royal Bank of Canada | 3.84% |
| Toronto-Dominion Bank | 2.64% |
| Agnico-Eagle Mines Ltd. Com | 2.22% |
| Shopify Inc. Cl A Sub Vtg Shs | 2.04% |
| Kinross Gold Corp. Com No Par | 1.85% |
| Cenovus Energy Inc. Com | 1.62% |
| The Descartes Systems Group Inc. Com | 1.47% |
| Barrick Gold Corporation Com | 1.42% |
| Bank of Montreal | 1.42% |
Portfolio Manager(s)
Jennifer Law
Senior Portfolio Manager, Canadian Equities