Overview

Daily NAV
$12.00
-0.03% ($0.00)
September 20, 2023
  • Inception Date
    April 20, 2015
  • Net Assets
    $51.95 million
  • Fund Manager 1
    Empire Life Investments Inc.
  • Min. Investment
    $1,000 initial, $50 per fund
  • MER
    2.87%
  • Asset class
    Canadian Neutral Balanced
  • Management Fee
    2.10%

Risk: Low to Medium

Low
Low To Moderate
Moderate
Moderate To High
High
Geographic Allocation
Growth of $10,000
$12,095.73

1 Empire Life Investments Inc. is the portfolio manager of the Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.

Why Invest

You are seeking growth and income by investing primarily in Canadian equity and fixed income securities.

Fund codes

Series Front-end load Low load * No load Deferred Sales Charge *
Class L ECF12048 ECF12248 ECF12348 ECF12548
  • * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options will no longer be available.

Resources

Performance As at August 31, 2023

Growth of $10,000

Investment value: $12,095.73 at August 31, 2023

Compound Returns 2

Series 1 mth 3 mths 6 mths YTD 1 year 3 years 5 years 10 years psi
Empire Life Monthly Income GIF Class L -0.75% 0.80% -0.83% 2.00% 0.72% 3.28% 2.15% — 2.30%
Series Empire Life Monthly Income GIF Class L
1 mth -0.75%
3 mths 0.80%
6 mths -0.83%
YTD 2.00%
1 year 0.72%
3 years 3.28%
5 years 2.15%
10 years —
psi 2.30%

2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.

Calendar Returns

Series 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Empire Life Monthly Income GIF Class L — — — 6.71% 4.33% -6.23% 10.67% 2.59% 12.31% -7.87%
Series Empire Life Monthly Income GIF Class L
2013 —
2014 —
2015 —
2016 6.71%
2017 4.33%
2018 -6.23%
2019 10.67%
2020 2.59%
2021 12.31%
2022 -7.87%

Portfolio Allocations As at August 31, 2023

Sector Allocation

Colours Name Weight
Financials 26.79%
Energy 17.34%
Industrials 16.12%
Materials 9.19%
Information Technology 6.10%
Consumer Staples 5.52%
Consumer Discretionary 5.46%
Utilities 4.67%
Communication Services 3.60%
Real Estate 3.43%
Health Care 1.79%

Asset Allocation

Colours Name Weight
Canadian Equity 47.40%
Canadian Bonds 37.55%
Cash and Equivalents 7.25%
U.S. Equity 4.39%
International Equity 1.79%
U.S. Bonds 1.62%

Top 10 Holdings

Name Weight
ROYAL BK OF CAD 4.95% 01SEP23 TD 7.02%
Toronto-Dominion Bank 3.08%
Royal Bank of Canada 2.62%
Gov. of Canada, 2%, 6/1/2032 1.76%
Canadian Natural Resources Ltd. Com 1.67%
Alimentation Couche-Tard Inc. Com 1.67%
Bank of Montreal 1.56%
WSP Global Inc. Com 1.44%
Intact Financial Corporation Com 1.44%
Canadian Pacific Railway Limited 1.25%

Historical Net Asset Values

Start Date

End Date

Effective Date Net Asset Value Distributions
2023-09-20 $11.9972 —
2023-09-19 $12.0011 —
2023-09-18 $12.1174 —
2023-09-15 $12.1495 —
2023-09-14 $12.1671 —
2023-09-13 $12.0768 —
2023-09-12 $12.0623 —
2023-09-08 $12.0337 —
2023-09-07 $12.0474 —
2023-09-06 $12.0565 —
2023-09-05 $12.1080 —
2023-09-01 $12.1728 —
2023-08-31 $12.0950 —
2023-08-30 $12.1133 —
2023-08-29 $12.1044 —
2023-08-28 $11.9962 —
2023-08-25 $11.9458 —
2023-08-24 $11.9214 —
2023-08-23 $11.9750 —
2023-08-22 $11.8714 —
2023-08-21 $11.9051 —
2023-08-18 $11.9479 —
2023-08-17 $11.9206 —
2023-08-16 $11.9385 —
2023-08-15 $11.9459 —
2023-08-14 $12.0805 —
2023-08-11 $12.1057 —
2023-08-10 $12.1013 —
2023-08-09 $12.1140 —
2023-08-08 $12.0918 —
2023-08-04 $12.0881 —
2023-08-03 $11.9988 —
2023-08-01 $12.1337 —
2023-07-31 $12.1869 —
2023-07-28 $12.1651 —
2023-07-27 $12.0975 —
2023-07-26 $12.2059 —
2023-07-25 $12.1826 —
2023-07-24 $12.1790 —
2023-07-21 $12.1987 —
2023-07-20 $12.1529 —
2023-07-19 $12.1997 —
2023-07-18 $12.1608 —
2023-07-17 $12.1147 —
2023-07-14 $12.1397 —
2023-07-13 $12.1514 —
2023-07-12 $12.0886 —
2023-07-11 $12.0213 —
2023-07-10 $12.0079 —
2023-07-07 $11.9976 —
2023-07-06 $12.0231 —
2023-07-05 $12.1128 —
2023-07-04 $12.1593 —
2023-06-30 $12.1755 —
2023-06-29 $12.0618 —
2023-06-28 $12.0626 —
2023-06-27 $12.0071 —
2023-06-26 $11.9567 —
2023-06-23 $11.9050 —
2023-06-22 $11.9175 —
2023-06-21 $11.9759 —
2023-06-20 $12.0058 —
2023-06-19 $12.0241 —
2023-06-16 $12.0555 —
2023-06-15 $12.0816 —
2023-06-14 $12.0484 —
2023-06-13 $12.0222 —
2023-06-12 $12.0322 —
2023-06-09 $12.0146 —
2023-06-08 $12.0392 —
2023-06-07 $12.0357 —
2023-06-06 $12.1120 —
2023-06-05 $12.0801 —
2023-06-02 $12.1247 —
2023-05-31 $11.9995 —
2023-05-30 $12.0227 —
2023-05-29 $12.0601 —
2023-05-26 $12.0478 —
2023-05-25 $12.0058 —
2023-05-24 $12.0605 —
2023-05-23 $12.1286 —
2023-05-19 $12.2160 —
2023-05-18 $12.1907 —
2023-05-17 $12.2167 —
2023-05-16 $12.2034 —
2023-05-15 $12.3026 —
2023-05-12 $12.2982 —
2023-05-11 $12.2943 —
2023-05-10 $12.2930 —
2023-05-09 $12.2679 —
2023-05-08 $12.2422 —
2023-05-05 $12.2507 —
2023-05-04 $12.2294 —
2023-05-03 $12.3252 —
2023-05-02 $12.3158 —
2023-05-01 $12.3283 —
2023-04-28 $12.3965 —
2023-04-27 $12.3160 —
2023-04-25 $12.3310 —
2023-04-24 $12.3475 —
2023-04-21 $12.3487 —
2023-04-20 $12.3121 —
2023-04-19 $12.3011 —
2023-04-18 $12.2850 —
2023-04-17 $12.2758 —
2023-04-14 $12.2686 —
2023-04-13 $12.2902 —
2023-04-12 $12.2816 —
2023-04-11 $12.2819 —
2023-04-10 $12.2502 —
2023-04-06 $12.2551 —
2023-04-05 $12.2306 —
2023-04-04 $12.2731 —
2023-04-03 $12.2748 —
2023-03-31 $12.2090 —
2023-03-30 $12.1431 —
2023-03-29 $12.0927 —
2023-03-28 $12.0395 —
2023-03-27 $12.0590 —
2023-03-24 $12.0926 —
2023-03-23 $12.0741 —
2023-03-22 $12.1078 —
2023-03-21 $12.1098 —
2023-03-20 $12.0775 —
2023-03-17 $12.0661 —
2023-03-16 $12.0835 —
2023-03-15 $12.0716 —
2023-03-14 $12.1467 —
2023-03-13 $12.1346 —
2023-03-10 $12.1416 —
2023-03-09 $12.1872 —
2023-03-08 $12.2460 —
2023-03-07 $12.2091 —
2023-03-06 $12.2597 —
2023-03-03 $12.2911 —
2023-03-02 $12.1725 —
2023-03-01 $12.1738 —
2023-02-28 $12.1964 —
2023-02-27 $12.1736 —
2023-02-24 $12.1555 —
2023-02-23 $12.1708 —
2023-02-22 $12.1652 —
2023-02-21 $12.1574 —
2023-02-16 $12.3181 —
2023-02-15 $12.3366 —
2023-02-14 $12.3558 —
2023-02-13 $12.3775 —
2023-02-10 $12.3213 —
2023-02-09 $12.3543 —
2023-02-08 $12.3930 —
2023-02-07 $12.3885 —
2023-02-06 $12.3724 —
2023-02-03 $12.4398 —
2023-02-02 $12.4658 —
2023-02-01 $12.4477 —
2023-01-31 $12.4080 —
2023-01-30 $12.3348 —
2023-01-27 $12.3820 —
2023-01-26 $12.3837 —
2023-01-25 $12.3617 —
2023-01-24 $12.3665 —
2023-01-23 $12.3513 —
2023-01-20 $12.3410 —
2023-01-19 $12.3313 —
2023-01-18 $12.3448 —
2023-01-17 $12.3355 —
2023-01-16 $12.3236 —
2023-01-13 $12.2998 —
2023-01-12 $12.2532 —
2023-01-11 $12.1580 —
2023-01-10 $12.0634 —
2023-01-09 $12.0641 —
2023-01-06 $12.0498 —
2023-01-05 $11.9274 —
2023-01-04 $11.9658 —
2023-01-03 $11.9136 —
2022-12-30 $11.8577 —
2022-12-28 $11.8042 —
2022-12-23 $11.9214 —
2022-12-22 $11.9037 —
2022-12-21 $11.9872 —
2022-12-20 $11.9103 —
2022-12-19 $11.9236 —
2022-12-16 $12.0460 —
2022-12-15 $12.1231 —
2022-12-14 $12.1975 —
2022-12-13 $12.2308 —
2022-12-12 $12.2146 —
2022-12-09 $12.1866 —
2022-12-08 $12.2265 —
2022-12-07 $12.2258 —
2022-12-06 $12.2242 —
2022-12-05 $12.2767 —
2022-12-02 $12.3760 —
2022-12-01 $12.3643 —
2022-11-30 $12.2989 —
2022-11-29 $12.2052 —
2022-11-28 $12.1993 —
2022-11-25 $12.2758 —
2022-11-24 $12.2530 —
2022-11-23 $12.2236 —
2022-11-22 $12.1763 —
2022-11-21 $12.0885 —
2022-11-18 $12.0634 —
2022-11-17 $12.0494 —
2022-11-16 $12.0846 —
2022-11-15 $12.0695 —
2022-11-14 $12.0220 —
2022-11-11 $12.0860 —
2022-11-10 $12.0533 —
2022-11-09 $11.7467 —
2022-11-08 $11.8272 —
2022-11-07 $11.7640 —
2022-11-04 $11.7710 —
2022-11-03 $11.7576 —
2022-11-02 $11.7973 —
2022-11-01 $11.9099 —
2022-10-31 $11.8750 —
2022-10-28 $11.9163 —
2022-10-27 $11.8571 —
2022-10-26 $11.8186 —
2022-10-25 $11.7106 —
2022-10-24 $11.6347 —
2022-10-21 $11.5905 —
2022-10-20 $11.4923 —
2022-10-19 $11.5788 —
2022-10-18 $11.7052 —
2022-10-17 $11.6244 —
2022-10-14 $11.5204 —
2022-10-13 $11.6337 —
2022-10-12 $11.4864 —
2022-10-11 $11.5057 —
2022-10-07 $11.6206 —
2022-10-06 $11.7688 —
2022-10-05 $11.8776 —
2022-10-04 $11.9569 —
2022-10-03 $11.8098 —
2022-09-30 $11.6893 —
2022-09-29 $11.6962 —
2022-09-28 $11.8048 —
2022-09-26 $11.6622 —
2022-09-23 $11.7300 —
2022-09-22 $11.8673 —
2022-09-21 $11.9517 —

Portfolio Manager(s)

Jennifer Law

Senior Portfolio Manager, Canadian Equities

    ® Registered trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.

    Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.