Overview

Daily NAV
$11.37
-0.08% ($0.01)
September 20, 2023
  • Inception Date
    November 3, 2014
  • Net Assets
    $343.24 million
  • Fund Manager 1
    Empire Life Investments Inc.
  • Min. Investment
    $1,000 initial, $50 per fund
  • MER
    2.64%
  • Asset class
    Canadian Fixed Income Balanced
  • Management Fee
    2.05%

Risk: Low

Low
Low To Moderate
Moderate
Moderate To High
High
Geographic Allocation
Growth of $10,000
$11,522.70

1 Empire Life Investments Inc. is the portfolio manager of the Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.

Why Invest

You are seeking growth and income by investing in a strategic mix of primarily Canadian equity and fixed income securities.

Fund codes

Series Front-end load Low load * No load Deferred Sales Charge *
Class L ECF12025 ECF12225 ECF12325 ECF12525
  • * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options will no longer be available.

Resources

Performance As at August 31, 2023

Growth of $10,000

Investment value: $11,522.70 at August 31, 2023

Compound Returns 2

Series 1 mth 3 mths 6 mths YTD 1 year 3 years 5 years 10 years psi
Empire Life Income GIF Class L -0.38% 0.40% -0.15% 1.33% 2.03% -0.10% 0.93% — 1.62%
Series Empire Life Income GIF Class L
1 mth -0.38%
3 mths 0.40%
6 mths -0.15%
YTD 1.33%
1 year 2.03%
3 years -0.10%
5 years 0.93%
10 years —
psi 1.62%

2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.

Calendar Returns

Series 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Empire Life Income GIF Class L — — 0.42% 3.90% 3.40% -4.18% 9.79% 4.32% 4.30% -9.05%
Series Empire Life Income GIF Class L
2013 —
2014 —
2015 0.42%
2016 3.90%
2017 3.40%
2018 -4.18%
2019 9.79%
2020 4.32%
2021 4.30%
2022 -9.05%

Portfolio Allocations As at August 31, 2023

Asset Allocation

Colours Name Weight
Canadian Bonds 54.24%
Canadian Equity 21.45%
U.S. Equity 13.23%
U.S. Bonds 5.32%
International Equity 3.15%
Cash and Equivalents 2.57%
International Bond Funds 0.30%

Bond Type

Colours Name Weight
Investment Grade Corporate 50.03%
Provincial Government 22.49%
Federal Government 20.40%
High Yield Corporate 3.42%
Floating Rate 2.36%
Municipal Government 0.54%
Preferred Shares 0.47%
Convertible Bonds 0.27%

Top 10 Holdings

Name Weight
Gov. of Canada, 1.75%, 12/1/2053 1.67%
ROYAL BK OF CAD 5.3% 01SEP23 $USD TD 1.64%
Gov. of Canada, 2%, 6/1/2032 1.45%
Gov. of Canada, 2.5%, 12/1/2032 1.29%
Toronto-Dominion Bank 1.24%
Royal Bank of Canada 1.22%
McDonald's Corp., 3.13%, 3/4/2025 1.06%
Bell Canada, 2.75%, 1/29/2025 1.05%
407 International Inc. 2.430% May 4, 2027 1.05%
Province of Ontario, 4.6%, 6/2/2039 1.00%

Historical Net Asset Values

Start Date

End Date

Effective Date Net Asset Value Distributions
2023-09-20 $11.3738 —
2023-09-19 $11.3831 —
2023-09-18 $11.4758 —
2023-09-15 $11.4924 —
2023-09-14 $11.5241 —
2023-09-13 $11.4753 —
2023-09-12 $11.4718 —
2023-09-08 $11.4768 —
2023-09-07 $11.4853 —
2023-09-06 $11.4751 —
2023-09-05 $11.4975 —
2023-09-01 $11.5688 —
2023-08-31 $11.5204 —
2023-08-30 $11.5294 —
2023-08-29 $11.5209 —
2023-08-28 $11.4332 —
2023-08-25 $11.4024 —
2023-08-24 $11.3764 —
2023-08-23 $11.4312 —
2023-08-22 $11.3224 —
2023-08-21 $11.3496 —
2023-08-18 $11.3841 —
2023-08-17 $11.3484 —
2023-08-16 $11.3638 —
2023-08-15 $11.3766 —
2023-08-14 $11.4694 —
2023-08-11 $11.4880 —
2023-08-10 $11.4923 —
2023-08-09 $11.5176 —
2023-08-08 $11.5105 —
2023-08-04 $11.4777 —
2023-08-03 $11.3937 —
2023-08-01 $11.5158 —
2023-07-31 $11.5647 —
2023-07-28 $11.5501 —
2023-07-27 $11.4728 —
2023-07-26 $11.5799 —
2023-07-25 $11.5476 —
2023-07-24 $11.5558 —
2023-07-21 $11.5901 —
2023-07-20 $11.5404 —
2023-07-19 $11.5981 —
2023-07-18 $11.5574 —
2023-07-17 $11.5177 —
2023-07-14 $11.5393 —
2023-07-13 $11.5494 —
2023-07-12 $11.4914 —
2023-07-11 $11.4362 —
2023-07-10 $11.4196 —
2023-07-07 $11.4035 —
2023-07-06 $11.4454 —
2023-07-05 $11.5094 —
2023-07-04 $11.5602 —
2023-06-30 $11.5820 —
2023-06-29 $11.4821 —
2023-06-28 $11.5085 —
2023-06-27 $11.4498 —
2023-06-26 $11.4177 —
2023-06-23 $11.3846 —
2023-06-22 $11.3713 —
2023-06-21 $11.4231 —
2023-06-20 $11.4561 —
2023-06-19 $11.4537 —
2023-06-16 $11.4876 —
2023-06-15 $11.5051 —
2023-06-14 $11.4522 —
2023-06-13 $11.4330 —
2023-06-12 $11.4782 —
2023-06-09 $11.4499 —
2023-06-08 $11.4559 —
2023-06-07 $11.4412 —
2023-06-06 $11.5194 —
2023-06-05 $11.5050 —
2023-06-02 $11.5416 —
2023-05-31 $11.4749 —
2023-05-30 $11.4681 —
2023-05-29 $11.4668 —
2023-05-26 $11.4630 —
2023-05-25 $11.4336 —
2023-05-24 $11.4695 —
2023-05-23 $11.5170 —
2023-05-19 $11.6000 —
2023-05-18 $11.5685 —
2023-05-17 $11.5951 —
2023-05-16 $11.5785 —
2023-05-15 $11.6732 —
2023-05-12 $11.6870 —
2023-05-11 $11.6876 —
2023-05-10 $11.6556 —
2023-05-09 $11.6280 —
2023-05-08 $11.6173 —
2023-05-05 $11.6487 —
2023-05-04 $11.6688 —
2023-05-03 $11.7428 —
2023-05-02 $11.7365 —
2023-05-01 $11.7070 —
2023-04-28 $11.7880 —
2023-04-27 $11.7078 —
2023-04-25 $11.7647 —
2023-04-24 $11.7394 —
2023-04-21 $11.7272 —
2023-04-20 $11.6879 —
2023-04-19 $11.6598 —
2023-04-18 $11.6524 —
2023-04-17 $11.6395 —
2023-04-14 $11.6434 —
2023-04-13 $11.6765 —
2023-04-12 $11.6848 —
2023-04-11 $11.6820 —
2023-04-10 $11.6702 —
2023-04-06 $11.6849 —
2023-04-05 $11.6744 —
2023-04-04 $11.6872 —
2023-04-03 $11.6786 —
2023-03-31 $11.6254 —
2023-03-30 $11.5787 —
2023-03-29 $11.5488 —
2023-03-28 $11.5153 —
2023-03-27 $11.5365 —
2023-03-24 $11.5948 —
2023-03-23 $11.5662 —
2023-03-22 $11.5988 —
2023-03-21 $11.5647 —
2023-03-20 $11.5486 —
2023-03-17 $11.5574 —
2023-03-16 $11.5527 —
2023-03-15 $11.5719 —
2023-03-14 $11.5910 —
2023-03-13 $11.6108 —
2023-03-10 $11.5919 —
2023-03-09 $11.5866 —
2023-03-08 $11.6087 —
2023-03-07 $11.5738 —
2023-03-06 $11.5884 —
2023-03-03 $11.6082 —
2023-03-02 $11.4948 —
2023-03-01 $11.5088 —
2023-02-28 $11.5373 —
2023-02-27 $11.5192 —
2023-02-24 $11.5105 —
2023-02-23 $11.5338 —
2023-02-22 $11.5018 —
2023-02-21 $11.4817 —
2023-02-16 $11.5987 —
2023-02-15 $11.6183 —
2023-02-14 $11.6437 —
2023-02-13 $11.6764 —
2023-02-10 $11.6337 —
2023-02-09 $11.6723 —
2023-02-08 $11.7141 —
2023-02-07 $11.7072 —
2023-02-06 $11.6949 —
2023-02-03 $11.7552 —
2023-02-02 $11.8007 —
2023-02-01 $11.7851 —
2023-01-31 $11.7484 —
2023-01-30 $11.7138 —
2023-01-27 $11.7517 —
2023-01-26 $11.7769 —
2023-01-25 $11.7807 —
2023-01-24 $11.7464 —
2023-01-23 $11.7302 —
2023-01-20 $11.7373 —
2023-01-19 $11.7480 —
2023-01-18 $11.7502 —
2023-01-17 $11.7298 —
2023-01-16 $11.7285 —
2023-01-13 $11.7098 —
2023-01-12 $11.6863 —
2023-01-11 $11.6056 —
2023-01-10 $11.5279 —
2023-01-09 $11.5166 —
2023-01-06 $11.5248 —
2023-01-05 $11.4354 —
2023-01-04 $11.4633 —
2023-01-03 $11.4173 —
2022-12-30 $11.3695 —
2022-12-28 $11.3415 —
2022-12-23 $11.4381 —
2022-12-22 $11.4563 —
2022-12-21 $11.5184 —
2022-12-20 $11.4662 —
2022-12-19 $11.5011 —
2022-12-16 $11.5836 —
2022-12-15 $11.5986 —
2022-12-14 $11.6417 —
2022-12-13 $11.6486 —
2022-12-12 $11.6239 —
2022-12-09 $11.6111 —
2022-12-08 $11.6578 —
2022-12-07 $11.6592 —
2022-12-06 $11.6536 —
2022-12-05 $11.6608 —
2022-12-02 $11.7374 —
2022-12-01 $11.7109 —
2022-11-30 $11.6420 —
2022-11-29 $11.5670 —
2022-11-28 $11.5631 —
2022-11-25 $11.6105 —
2022-11-24 $11.5902 —
2022-11-23 $11.5674 —
2022-11-22 $11.5195 —
2022-11-21 $11.4493 —
2022-11-18 $11.4135 —
2022-11-17 $11.3983 —
2022-11-16 $11.4249 —
2022-11-15 $11.3953 —
2022-11-14 $11.3498 —
2022-11-11 $11.3841 —
2022-11-10 $11.3717 —
2022-11-09 $11.1297 —
2022-11-08 $11.1712 —
2022-11-07 $11.1103 —
2022-11-04 $11.1273 —
2022-11-03 $11.1410 —
2022-11-02 $11.1952 —
2022-11-01 $11.2924 —
2022-10-31 $11.2648 —
2022-10-28 $11.2919 —
2022-10-27 $11.2459 —
2022-10-26 $11.2064 —
2022-10-25 $11.0970 —
2022-10-24 $11.0320 —
2022-10-21 $10.9900 —
2022-10-20 $10.9070 —
2022-10-19 $10.9929 —
2022-10-18 $11.0996 —
2022-10-17 $11.0191 —
2022-10-14 $10.9566 —
2022-10-13 $11.0528 —
2022-10-12 $10.9492 —
2022-10-11 $10.9541 —
2022-10-07 $11.0420 —
2022-10-06 $11.1520 —
2022-10-05 $11.2135 —
2022-10-04 $11.2740 —
2022-10-03 $11.1585 —
2022-09-30 $11.0809 —
2022-09-29 $11.0907 —
2022-09-28 $11.1885 —
2022-09-26 $11.0803 —
2022-09-23 $11.1520 —
2022-09-22 $11.2272 —
2022-09-21 $11.2793 —

Portfolio Manager(s)

Empire Life Investment Team

Empire Life Investment Team

    ® Registered trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.

    Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.