Overview
Daily NAV
$16.99
0.39% $0.07
January 8, 2026
-
Inception DateNovember 3, 2014
-
Net Assets$1.22 billion
-
Fund Manager 1Empire Life Investments Inc.
-
Min. Investment$1,000 initial, $50 per fund
-
MER3.05%
-
Asset classTactical Balanced
-
Management Fee2.20%
Risk: Low to Medium
Low
Low To Moderate
Moderate
Moderate To High
High
1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.
Why Invest
You are seeking growth and income by investing in a tactical mix of primarily Canadian equity and fixed income securities, with a target equity allocation of 65%
Fund codes
| Series | Front-end load | Low load * | No load | Deferred Sales Charge * |
|---|---|---|---|---|
| Class L | ECF12040 | ECF12240 | ECF12340 | ECF12540 |
- * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.
Performance As at December 31, 2025
Growth of $10,000
Investment value:
$16,790.87
at
December 31, 2025
Compound Returns 2
| Series | 1 mth | 3 mths | 6 mths | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Empire Life Asset Allocation GIF Class L | -0.58% | 0.59% | 5.32% | 7.85% | 7.85% | 7.71% | 5.38% | 4.14% | 4.75% |
| Series | Empire Life Asset Allocation GIF Class L |
|---|---|
| 1 mth | -0.58% |
| 3 mths | 0.59% |
| 6 mths | 5.32% |
| YTD | 7.85% |
| 1 year | 7.85% |
| 3 years | 7.71% |
| 5 years | 5.38% |
| 10 years | 4.14% |
| psi | 4.75% |
2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.
Calendar Returns
| Series | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Empire Life Asset Allocation GIF Class L | 2.85% | 6.15% | -7.42% | 12.40% | 1.60% | 11.39% | -6.64% | 6.75% | 8.54% | 7.85% |
| Series | Empire Life Asset Allocation GIF Class L |
|---|---|
| 2016 | 2.85% |
| 2017 | 6.15% |
| 2018 | -7.42% |
| 2019 | 12.40% |
| 2020 | 1.60% |
| 2021 | 11.39% |
| 2022 | -6.64% |
| 2023 | 6.75% |
| 2024 | 8.54% |
| 2025 | 7.85% |
Portfolio Allocations As at November 30, 2025
Sector Allocation
| Colours | Name | Weight |
|---|---|---|
| Financials | 23.90% | |
| Information Technology | 19.54% | |
| Industrials | 13.34% | |
| Energy | 10.14% | |
| Materials | 7.83% | |
| Consumer Discretionary | 6.29% | |
| Consumer Staples | 5.66% | |
| Communication Services | 4.67% | |
| Health Care | 4.02% | |
| Utilities | 3.27% | |
| Real Estate | 1.35% |
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian Bonds | 31.91% | |
| Canadian Equity | 28.13% | |
| U.S. Equity | 14.74% | |
| International Equity | 9.67% | |
| U.S. Bonds | 7.12% | |
| Mutual Funds | 5.20% | |
| Cash and Equivalents | 2.63% | |
| International Bond Funds | 0.71% |
Top 10 Holdings
| Name | Weight |
|---|---|
| EMPIRE LIFE AMERICAN GROWTH GIF CLASS F | 5.20% |
| Royal Bank of Canada | 1.87% |
| Lightspeed Commerce Inc. Sub Vtg Shs | 1.46% |
| Agnico Eagle Mines Limited | 1.44% |
| Alimentation Couche-Tard Inc. Com | 1.28% |
| Toronto-Dominion Bank | 1.17% |
| Barrick Gold Corporation | 1.07% |
| ENBRIDGE INC 01DEC25 DN | 1.07% |
| Microsoft Corporation | 1.04% |
| Brookfield Asset Management Inc. 'A' | 1.01% |
Portfolio Manager(s)
Greg Chan
Portfolio Manager, Canadian Equities