Overview
Daily NAV
$11.02
0.07% $0.01
April 2, 2026
-
Inception DateMay 12, 2025
-
Net Assets$15.93 million
-
Fund Manager 1The Empire Life Insurance Company
-
Secondary Fund ManagerFidelity Investments Canada
-
Min. Investment$1,000 initial, $50 per fund
-
MER *3.00%
-
Asset classGlobal Fixed Income Balanced
-
Management Fee2.30%
Risk: Low to Medium
Low
Low To Moderate
Moderate
Moderate To High
High
* The MER is estimated as the fund is less than 12 months old.
1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.
Why Invest
You are seeking income and growth, wanting to invest in bonds and stocks from around the world, including emerging markets, and are willing to accept a low to moderate level of risk.
Fund codes
| Series | Front-end load | Low load * | No load | Deferred Sales Charge * |
|---|---|---|---|---|
| Class L | ECF12021 | ECF12221 | ECF12321 | ECF12521 |
- * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.
Performance As at February 28, 2026
As this fund is new, this information is not available.
Portfolio Allocations As at January 31, 2026
Sector Allocation
| Colours | Name | Weight |
|---|---|---|
| Financials | 18.82% | |
| Information Technology | 16.96% | |
| Industrials | 14.72% | |
| Materials | 10.00% | |
| Consumer Discretionary | 7.90% | |
| Communication Services | 7.16% | |
| Energy | 7.09% | |
| Health Care | 6.30% | |
| Consumer Staples | 5.70% | |
| Real Estate | 2.92% | |
| Utilities | 2.44% |
Geographic Allocation
| Colours | Name | Weight |
|---|---|---|
| Canada | 56.13% | |
| United States | 10.05% | |
| United Kingdom | 4.05% | |
| Germany | 3.60% | |
| Japan | 2.80% | |
| Netherlands | 2.24% | |
| China | 1.74% | |
| France | 1.55% | |
| Taiwan | 1.49% | |
| South Korea | 1.11% | |
| Other | 11.64% |
Credit Ratings
| Colours | Name | Weight |
|---|---|---|
| AAA | 29.04% | |
| AA | 2.20% | |
| A | 6.22% | |
| BBB | 7.11% | |
| BB | 1.38% | |
| B | 0.38% | |
| CCC | 0.08% | |
| CC | 0.01% | |
| C | 0.01% | |
| D | ||
| NR (Non-rated) | 53.56% |
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| International Equity | 16.78% | |
| U.S. Equity | 16.69% | |
| International Bond Funds | 13.09% | |
| Mutual Funds | 12.35% | |
| Canadian Equity | 12.10% | |
| Cash and Equivalents | 9.10% | |
| U.S. Bonds | 8.74% | |
| Canadian Bonds | 6.76% | |
| Other | 0.81% |
Currency Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian dollar | 52.65% | |
| United States dollar | 16.85% | |
| Euro | 10.37% | |
| Pound sterling | 3.37% | |
| Japanese yen | 2.71% | |
| New Taiwan dollar | 1.30% | |
| South Korean won | 1.11% | |
| Hong Kong dollar | 0.97% | |
| Swiss franc | 0.83% | |
| Australian dollar | 0.74% | |
| Other | 5.50% |
Bond Term Allocation
| Colours | Name | Weight |
|---|---|---|
| Between 5 and 10 years | 38.19% | |
| Between 1 and 5 years | 36.16% | |
| More than 20 years | 15.96% | |
| Between 10 and 20 years | 9.70% |
Top 10 Holdings
| Name | Weight |
|---|---|
| Fidelity Global Dividend Investment Trust | 8.57% |
| Fidelity Developed International Bond Multi-Asset Base Fund | 8.50% |
| Can Bond MA Base - Ser O | 7.77% |
| Fidelity Multi-Sector Bond Hedged Multi-Asset Base Fund | 7.45% |
| Fidelity Canadian Money Market Investment Trust | 5.29% |
| Fidelity Canadian Disciplined Equity Fund | 4.96% |
| Fidelity Insights Currency Neutral Multi-Asset Base Fund | 4.85% |
| Fidelity Emerging Markets Fund | 4.78% |
| Fidelity Canadian Short Term Fixed Income Multi-Asset Base Fund | 4.28% |
| Fidelity Global Bond Multi-Asset Base Fund | 3.10% |
Portfolio Manager(s)
Empire Life Investment Team
Empire Life Investment Team