Overview
Daily NAV
$16.66
-0.50% ($0.08)
June 3, 2026
-
Inception DateNovember 3, 2014
-
Net Assets$521.34 million
-
Fund Manager 1Empire Life Investments Inc.
-
Min. Investment$10,000 initial, $100 per fund
-
MER2.44%
-
Asset classCanadian Equity Balanced
Risk: Low to Medium
Low
Low To Moderate
Moderate
Moderate To High
High
1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.
Why Invest
You are seeking growth and income by investing primarily in equity and fixed income investment funds, with a target equity allocation of 70%
Fund codes
| Series | Front-end load | Front-end load joint | Low load * | Low load joint * | Deferred Sales Charge * | Back-end load joint * |
|---|---|---|---|---|---|---|
| Class Q | ECF00461 | ECF00462 | ECF02461 | ECF02462 | ECF05461 | ECF05462 |
- * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.
Performance As at April 30, 2026
Growth of $10,000
Investment value:
$16,483.66
at
April 30, 2026
Compound Returns 2
| Series | 1 mth | 3 mths | 6 mths | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Empire Life Dividend Balanced GIF Class Q | 2.66% | 4.15% | 6.06% | 4.46% | 15.06% | 8.63% | 6.42% | 5.19% | 4.45% |
| Series | Empire Life Dividend Balanced GIF Class Q |
|---|---|
| 1 mth | 2.66% |
| 3 mths | 4.15% |
| 6 mths | 6.06% |
| YTD | 4.46% |
| 1 year | 15.06% |
| 3 years | 8.63% |
| 5 years | 6.42% |
| 10 years | 5.19% |
| psi | 4.45% |
2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.
Calendar Returns
| Series | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Empire Life Dividend Balanced GIF Class Q | 13.49% | 4.96% | -12.42% | 11.29% | -2.34% | 15.62% | -6.51% | 7.06% | 11.01% | 9.53% |
| Series | Empire Life Dividend Balanced GIF Class Q |
|---|---|
| 2016 | 13.49% |
| 2017 | 4.96% |
| 2018 | -12.42% |
| 2019 | 11.29% |
| 2020 | -2.34% |
| 2021 | 15.62% |
| 2022 | -6.51% |
| 2023 | 7.06% |
| 2024 | 11.01% |
| 2025 | 9.53% |
Portfolio Allocations As at April 30, 2026
Sector Allocation
| Colours | Name | Weight |
|---|---|---|
| Financials | 32.14% | |
| Energy | 15.86% | |
| Industrials | 13.98% | |
| Materials | 6.80% | |
| Utilities | 6.05% | |
| Information Technology | 5.88% | |
| Communication Services | 5.69% | |
| Consumer Staples | 5.43% | |
| Consumer Discretionary | 4.96% | |
| Real Estate | 2.16% | |
| Health Care | 1.05% |
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian Equity | 58.12% | |
| Canadian Bonds | 25.98% | |
| U.S. Equity | 9.45% | |
| International Equity | 2.75% | |
| U.S. Bonds | 2.14% | |
| Cash and Equivalents | 1.54% | |
| International Bond Funds | 0.13% |
Top 10 Holdings
| Name | Weight |
|---|---|
| Royal Bank of Canada | 4.23% |
| Toronto-Dominion Bank | 3.70% |
| Intact Financial Corporation | 2.44% |
| Alimentation Couche-Tard Inc. Com | 2.06% |
| Suncor Energy Inc. | 1.91% |
| Bank of Montreal | 1.85% |
| Thomson Reuters Corp. Com No Par | 1.84% |
| The Descartes Systems Group Inc. | 1.81% |
| Canadian Natural Resources Limited | 1.78% |
| Amazon.com Inc | 1.75% |
Underlying Fund Holdings
| Name | Weight |
|---|---|
| Empire Life Dividend Growth Fund | 70.92% |
| Empire Life Bond Fund | 28.63% |
Portfolio Manager(s)
Empire Life Investment Team
Empire Life Investment Team