Overview
Daily NAV
$24.83
0.15% $0.04
December 15, 2025
-
Inception DateJuly 14, 2010
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Net Assets$521.70 million
-
Fund Manager 1Empire Life Investments Inc.
-
Min. Investment$250,000 initial, $500 per fund
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MER1.61%
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Asset classCanadian Equity Balanced
Risk: Low to Medium
Low
Low To Moderate
Moderate
Moderate To High
High
1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.
Why Invest
You are seeking growth and income by investing primarily in equity and fixed income investment funds, with a target equity allocation of 70%
Fund codes
| Series | Front-end load |
|---|---|
| Class H | ECF8046 |
Performance As at November 30, 2025
Growth of $10,000
Investment value:
$24,844.17
at
November 28, 2025
Compound Returns 2
| Series | 1 mth | 3 mths | 6 mths | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Empire Life Dividend Balanced GIF Class H | 2.01% | 4.40% | 7.35% | 10.80% | 8.58% | 8.97% | 8.35% | 5.58% | 6.09% |
| Series | Empire Life Dividend Balanced GIF Class H |
|---|---|
| 1 mth | 2.01% |
| 3 mths | 4.40% |
| 6 mths | 7.35% |
| YTD | 10.80% |
| 1 year | 8.58% |
| 3 years | 8.97% |
| 5 years | 8.35% |
| 10 years | 5.58% |
| psi | 6.09% |
2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.
Calendar Returns
| Series | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Empire Life Dividend Balanced GIF Class H | -0.92% | 14.39% | 5.83% | -11.68% | 12.22% | -1.52% | 16.59% | -5.73% | 7.95% | 11.94% |
| Series | Empire Life Dividend Balanced GIF Class H |
|---|---|
| 2015 | -0.92% |
| 2016 | 14.39% |
| 2017 | 5.83% |
| 2018 | -11.68% |
| 2019 | 12.22% |
| 2020 | -1.52% |
| 2021 | 16.59% |
| 2022 | -5.73% |
| 2023 | 7.95% |
| 2024 | 11.94% |
Portfolio Allocations As at November 30, 2025
Sector Allocation
| Colours | Name | Weight |
|---|---|---|
| Financials | 29.88% | |
| Energy | 15.39% | |
| Industrials | 12.88% | |
| Communication Services | 7.53% | |
| Consumer Staples | 6.93% | |
| Materials | 6.37% | |
| Information Technology | 6.27% | |
| Utilities | 5.79% | |
| Consumer Discretionary | 4.84% | |
| Real Estate | 2.64% | |
| Health Care | 1.49% |
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian Equity | 56.49% | |
| Canadian Bonds | 26.25% | |
| U.S. Equity | 9.32% | |
| International Equity | 4.01% | |
| U.S. Bonds | 2.25% | |
| Cash and Equivalents | 1.63% | |
| International Bond Funds | 0.14% |
Top 10 Holdings
| Name | Weight |
|---|---|
| Royal Bank of Canada | 4.09% |
| Toronto-Dominion Bank | 3.63% |
| Alimentation Couche-Tard Inc. Com | 2.13% |
| Suncor Energy Inc. | 1.79% |
| Canadian Pacific Railway Limited | 1.78% |
| Canadian Natural Resources Limited | 1.75% |
| Alphabet, Inc. Class C | 1.71% |
| Intact Financial Corporation | 1.69% |
| Restaurant Brands International Inc. | 1.65% |
| Bank of Nova Scotia | 1.64% |
Underlying Fund Holdings
| Name | Weight |
|---|---|
| Empire Life Dividend Growth Fund | 70.27% |
| Empire Life Bond Fund | 29.03% |
Portfolio Manager(s)
Empire Life Investment Team
Empire Life Investment Team