Overview
Daily NAV
$15.30
-0.09% ($0.01)
November 7, 2025
-
Inception DateNovember 3, 2014
-
Net Assets$437.36 million
-
Fund Manager 1Empire Life Investments Inc.
-
Min. Investment$1,000 initial, $50 per fund
-
MER2.86%
-
Asset classCanadian Neutral Balanced
-
Management Fee2.10%
Risk: Low to Medium
Low
Low To Moderate
Moderate
Moderate To High
High
1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.
Why Invest
You are seeking growth and income by investing in a strategic mix of primarily Canadian equity and fixed income securities.
Fund codes
| Series | Front-end load | Low load * | No load | Deferred Sales Charge * |
|---|---|---|---|---|
| Class L | ECF12035 | ECF12235 | ECF12335 | ECF12535 |
- * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.
Performance As at October 31, 2025
Growth of $10,000
Investment value:
$15,423.46
at
October 31, 2025
Compound Returns 2
| Series | 1 mth | 3 mths | 6 mths | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Empire Life Balanced GIF Class L | 0.54% | 5.00% | 10.20% | 7.89% | 9.08% | 8.29% | 6.36% | 4.33% | 4.02% |
| Series | Empire Life Balanced GIF Class L |
|---|---|
| 1 mth | 0.54% |
| 3 mths | 5.00% |
| 6 mths | 10.20% |
| YTD | 7.89% |
| 1 year | 9.08% |
| 3 years | 8.29% |
| 5 years | 6.36% |
| 10 years | 4.33% |
| psi | 4.02% |
2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.
Calendar Returns
| Series | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Empire Life Balanced GIF Class L | 0.53% | 4.87% | 3.95% | -5.16% | 12.05% | 4.18% | 7.64% | -6.98% | 5.81% | 10.21% |
| Series | Empire Life Balanced GIF Class L |
|---|---|
| 2015 | 0.53% |
| 2016 | 4.87% |
| 2017 | 3.95% |
| 2018 | -5.16% |
| 2019 | 12.05% |
| 2020 | 4.18% |
| 2021 | 7.64% |
| 2022 | -6.98% |
| 2023 | 5.81% |
| 2024 | 10.21% |
Portfolio Allocations As at September 30, 2025
Sector Allocation
| Colours | Name | Weight |
|---|---|---|
| Financials | 24.16% | |
| Information Technology | 15.95% | |
| Energy | 13.09% | |
| Industrials | 11.61% | |
| Materials | 11.57% | |
| Consumer Discretionary | 6.00% | |
| Communication Services | 5.39% | |
| Consumer Staples | 4.41% | |
| Utilities | 3.92% | |
| Health Care | 3.77% | |
| Real Estate | 0.13% |
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian Equity | 35.19% | |
| Canadian Bonds | 34.61% | |
| U.S. Equity | 17.32% | |
| International Equity | 6.17% | |
| U.S. Bonds | 3.24% | |
| Cash and Equivalents | 2.21% | |
| Mutual Funds | 0.95% | |
| International Bond Funds | 0.51% |
Top 10 Holdings
| Name | Weight |
|---|---|
| Royal Bank of Canada | 2.36% |
| Agnico Eagle Mines Limited | 2.03% |
| ROYAL BK OF CAD 2.4% 01OCT25 TD | 1.73% |
| Toronto-Dominion Bank | 1.51% |
| Microsoft Corporation | 1.45% |
| Brookfield Asset Management Inc. 'A' | 1.34% |
| Cameco Corp. | 1.34% |
| Gov. of Canada, 2.75%, 12/1/2055 | 1.21% |
| Enbridge Inc. | 1.15% |
| Bank of Montreal | 1.05% |
Portfolio Manager(s)
Empire Life Investment Team
Empire Life Investment Team
Empire Life Investment Team
Empire Life Investment Team