Overview

Daily NAV
$10.96
0.01% $0.00
September 6, 2024
  • Inception Date
    November 3, 2014
  • Net Assets
    $270.50 million
  • Fund Manager 1
    Empire Life Investments Inc.
  • Min. Investment
    $1,000 initial, $50 per fund
  • MER
    0.80%
  • Asset class
    Canadian Money Market
  • Management Fee
    1.00%

Risk: Low

Low
Low To Moderate
Moderate
Moderate To High
High
Geographic Allocation
Growth of $10,000
$10,914.62

1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.

Why Invest

You are seeking income by investing primarily in Canadian money market securities

Fund codes

Series Front-end load Low load * No load Deferred Sales Charge *
Class L ECF12010 ECF12210 ECF12310 ECF12510
  • * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.

Resources

Performance As at July 31, 2024

Growth of $10,000

Investment value: $10,914.62 at July 31, 2024

Compound Returns 2

Series 1 mth 3 mths 6 mths YTD 1 year 3 years 5 years 10 years psi
Empire Life Money Market GIF Class L 0.38% 1.14% 2.33% 2.78% 4.82% 2.43% 1.49% — 0.90%
Series Empire Life Money Market GIF Class L
1 mth 0.38%
3 mths 1.14%
6 mths 2.33%
YTD 2.78%
1 year 4.82%
3 years 2.43%
5 years 1.49%
10 years —
psi 0.90%

2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.

Calendar Returns

Series 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Empire Life Money Market GIF Class L — -0.02% 0.11% -0.11% 0.69% 0.96% 0.52% -0.98% 0.71% 4.19%
Series Empire Life Money Market GIF Class L
2014 —
2015 -0.02%
2016 0.11%
2017 -0.11%
2018 0.69%
2019 0.96%
2020 0.52%
2021 -0.98%
2022 0.71%
2023 4.19%

Portfolio Allocations As at July 31, 2024

Asset Allocation

Colours Name Weight
Cash and Equivalents 90.53%
Canadian Bonds 9.47%

Top 10 Holdings

Name Weight
ONTARIO POWER GEN 28AUG24 DN 7.00%
FED DES CAISSES DESJ 07AUG24 BDN 5.54%
FINANCIERE CDP 15AUG24 DN 4.80%
BANK OF MONTREAL 21AUG24 BDN 4.24%
MUNI FIN AUTH BC 28AUG24 DN 3.68%
SUMITOMO BK CORP 09SEP24 BDN 3.68%
LAURENTIAN BANK OF CANADA 04OCT24 BDN 3.67%
BNP PARIBAS (CA) 08OCT24 BDN 3.66%
MANULIFE BANK OF CANADA 13NOV24 BDN 3.47%
FED DES CAISSES DESJ 03SEP24 BDN 3.31%

Historical Net Asset Values

Start Date

End Date

Effective Date Net Asset Value Distributions
2024-09-06 $10.9596 —
2024-09-05 $10.9584 —
2024-09-04 $10.9573 —
2024-09-03 $10.9561 —
2024-08-30 $10.9515 —
2024-08-29 $10.9503 —
2024-08-28 $10.9490 —
2024-08-27 $10.9479 —
2024-08-26 $10.9468 —
2024-08-23 $10.9432 —
2024-08-22 $10.9420 —
2024-08-21 $10.9409 —
2024-08-20 $10.9397 —
2024-08-19 $10.9385 —
2024-08-16 $10.9350 —
2024-08-15 $10.9337 —
2024-08-13 $10.9314 —
2024-08-12 $10.9302 —
2024-08-09 $10.9266 —
2024-08-08 $10.9254 —
2024-08-07 $10.9240 —
2024-08-06 $10.9228 —
2024-08-01 $10.9168 —
2024-07-31 $10.9156 —
2024-07-30 $10.9144 —
2024-07-29 $10.9132 —
2024-07-26 $10.9095 —
2024-07-25 $10.9082 —
2024-07-24 $10.9071 —
2024-07-23 $10.9058 —
2024-07-22 $10.9046 —
2024-07-18 $10.8996 —
2024-07-17 $10.8984 —
2024-07-16 $10.8972 —
2024-07-15 $10.8959 —
2024-07-12 $10.8922 —
2024-07-11 $10.8910 —
2024-07-10 $10.8897 —
2024-07-09 $10.8884 —
2024-07-08 $10.8871 —
2024-07-05 $10.8834 —
2024-07-04 $10.8821 —
2024-07-03 $10.8808 —
2024-07-02 $10.8794 —
2024-06-28 $10.8741 —
2024-06-27 $10.8727 —
2024-06-26 $10.8714 —
2024-06-25 $10.8699 —
2024-06-24 $10.8687 —
2024-06-21 $10.8645 —
2024-06-20 $10.8632 —
2024-06-19 $10.8617 —
2024-06-18 $10.8603 —
2024-06-17 $10.8591 —
2024-06-14 $10.8550 —
2024-06-13 $10.8536 —
2024-06-12 $10.8523 —
2024-06-11 $10.8509 —
2024-06-10 $10.8495 —
2024-06-07 $10.8454 —
2024-06-06 $10.8437 —
2024-06-05 $10.8424 —
2024-06-04 $10.8409 —
2024-06-03 $10.8396 —
2024-05-31 $10.8354 —
2024-05-30 $10.8341 —
2024-05-29 $10.8327 —
2024-05-28 $10.8312 —
2024-05-27 $10.8299 —
2024-05-24 $10.8258 —
2024-05-23 $10.8244 —
2024-05-22 $10.8230 —
2024-05-21 $10.8216 —
2024-05-17 $10.8162 —
2024-05-16 $10.8147 —
2024-05-15 $10.8133 —
2024-05-14 $10.8119 —
2024-05-13 $10.8105 —
2024-05-10 $10.8064 —
2024-05-09 $10.8050 —
2024-05-08 $10.8034 —
2024-05-07 $10.8020 —
2024-05-06 $10.8006 —
2024-05-03 $10.7965 —
2024-05-02 $10.7951 —
2024-05-01 $10.7938 —
2024-04-30 $10.7924 —
2024-04-29 $10.7910 —
2024-04-26 $10.7869 —
2024-04-25 $10.7855 —
2024-04-24 $10.7841 —
2024-04-23 $10.7827 —
2024-04-22 $10.7814 —
2024-04-19 $10.7772 —
2024-04-18 $10.7759 —
2024-04-17 $10.7745 —
2024-04-16 $10.7731 —
2024-04-15 $10.7717 —
2024-04-12 $10.7676 —
2024-04-11 $10.7662 —
2024-04-10 $10.7648 —
2024-04-09 $10.7634 —
2024-04-08 $10.7621 —
2024-04-05 $10.7579 —
2024-04-04 $10.7562 —
2024-04-03 $10.7548 —
2024-04-02 $10.7535 —
2024-04-01 $10.7521 —
2024-03-28 $10.7465 —
2024-03-27 $10.7451 —
2024-03-26 $10.7437 —
2024-03-25 $10.7424 —
2024-03-22 $10.7382 —
2024-03-21 $10.7368 —
2024-03-20 $10.7354 —
2024-03-19 $10.7340 —
2024-03-18 $10.7326 —
2024-03-15 $10.7285 —
2024-03-14 $10.7271 —
2024-03-13 $10.7257 —
2024-03-12 $10.7243 —
2024-03-11 $10.7229 —
2024-03-08 $10.7187 —
2024-03-07 $10.7170 —
2024-03-06 $10.7157 —
2024-03-05 $10.7143 —
2024-03-04 $10.7129 —
2024-03-01 $10.7087 —
2024-02-29 $10.7073 —
2024-02-28 $10.7059 —
2024-02-27 $10.7045 —
2024-02-26 $10.7031 —
2024-02-23 $10.6990 —
2024-02-22 $10.6976 —
2024-02-21 $10.6962 —
2024-02-20 $10.6948 —
2024-02-16 $10.6892 —
2024-02-15 $10.6878 —
2024-02-14 $10.6864 —
2024-02-13 $10.6850 —
2024-02-12 $10.6836 —
2024-02-09 $10.6795 —
2024-02-08 $10.6781 —
2024-02-07 $10.6765 —
2024-02-06 $10.6751 —
2024-02-05 $10.6737 —
2024-02-02 $10.6696 —
2024-02-01 $10.6682 —
2024-01-31 $10.6668 —
2024-01-30 $10.6654 —
2024-01-29 $10.6640 —
2024-01-26 $10.6599 —
2024-01-25 $10.6585 —
2024-01-24 $10.6571 —
2024-01-23 $10.6557 —
2024-01-22 $10.6543 —
2024-01-19 $10.6502 —
2024-01-18 $10.6488 —
2024-01-17 $10.6474 —
2024-01-16 $10.6460 —
2024-01-15 $10.6447 —
2024-01-12 $10.6405 —
2024-01-11 $10.6391 —
2024-01-10 $10.6377 —
2024-01-09 $10.6363 —
2024-01-05 $10.6305 —
2024-01-04 $10.6291 —
2024-01-03 $10.6277 —
2024-01-02 $10.6263 —
2023-12-29 $10.6208 —
2023-12-28 $10.6193 —
2023-12-27 $10.6180 —
2023-12-22 $10.6110 —
2023-12-21 $10.6097 —
2023-12-20 $10.6083 —
2023-12-19 $10.6069 —
2023-12-18 $10.6055 —
2023-12-15 $10.6014 —
2023-12-14 $10.6000 —
2023-12-11 $10.5953 —
2023-12-08 $10.5911 —
2023-12-07 $10.5897 —
2023-12-06 $10.5884 —
2023-12-05 $10.5870 —
2023-12-04 $10.5856 —
2023-11-30 $10.5800 —
2023-11-29 $10.5786 —
2023-11-28 $10.5772 —
2023-11-27 $10.5758 —
2023-11-24 $10.5717 —
2023-11-23 $10.5703 —
2023-11-22 $10.5689 —
2023-11-21 $10.5676 —
2023-11-20 $10.5661 —
2023-11-17 $10.5621 —
2023-11-16 $10.5607 —
2023-11-15 $10.5593 —
2023-11-14 $10.5579 —
2023-11-13 $10.5565 —
2023-11-09 $10.5511 —
2023-11-08 $10.5496 —
2023-11-07 $10.5482 —
2023-11-06 $10.5466 —
2023-11-03 $10.5426 —
2023-11-02 $10.5412 —
2023-11-01 $10.5398 —
2023-10-31 $10.5384 —
2023-10-27 $10.5330 —
2023-10-26 $10.5316 —
2023-10-25 $10.5301 —
2023-10-24 $10.5288 —
2023-10-23 $10.5274 —
2023-10-20 $10.5234 —
2023-10-19 $10.5221 —
2023-10-18 $10.5206 —
2023-10-17 $10.5193 —
2023-10-16 $10.5179 —
2023-10-13 $10.5139 —
2023-10-12 $10.5125 —
2023-10-11 $10.5111 —
2023-10-10 $10.5098 —
2023-10-06 $10.5044 —
2023-10-05 $10.5032 —
2023-10-04 $10.5014 —
2023-10-03 $10.5000 —
2023-10-02 $10.4987 —
2023-09-29 $10.4947 —
2023-09-28 $10.4933 —
2023-09-27 $10.4919 —
2023-09-26 $10.4905 —
2023-09-25 $10.4891 —
2023-09-22 $10.4851 —
2023-09-21 $10.4838 —
2023-09-20 $10.4824 —
2023-09-19 $10.4811 —
2023-09-18 $10.4798 —
2023-09-15 $10.4758 —
2023-09-14 $10.4744 —
2023-09-13 $10.4730 —
2023-09-12 $10.4717 —
2023-09-08 $10.4664 —

Portfolio Manager(s)

Albert Ngo

Senior Portfolio Manager, Fixed Income

    ® Registered trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.

    Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.