Overview

Daily NAV
$27.43
0.01% $0.00
May 8, 2026
  • Inception Date
    February 1, 1989
  • Net Assets
    $310.06 million
  • Fund Manager 1
    Empire Life Investments Inc.
  • Min. Investment
    $500 initial, $30 per fund
  • MER
    0.46%
  • Asset class
    Canadian Money Market

Risk: Low

Low
Low To Moderate
Moderate
Moderate To High
High
Geographic Allocation
Growth of $10,000
$27,420.60

1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.

Why Invest

You are seeking income by investing primarily in Canadian money market securities

Fund codes

Series Deferred Sales Charge No load
Class A ECF0510 ECF0710
  • * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.

Resources

Performance As at April 30, 2026

Growth of $10,000

Investment value: $27,420.60 at April 30, 2026

Compound Returns 2

Series 1 mth 3 mths 6 mths YTD 1 year 3 years 5 years 10 years psi
Empire Life Money Market GIF Class A 0.16% 0.46% 0.97% 0.63% 2.15% 3.51% 2.49% 1.42% 2.75%
Series Empire Life Money Market GIF Class A
1 mth 0.16%
3 mths 0.46%
6 mths 0.97%
YTD 0.63%
1 year 2.15%
3 years 3.51%
5 years 2.49%
10 years 1.42%
psi 2.75%

2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.

Calendar Returns

Series 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Empire Life Money Market GIF Class A 0.16% -0.04% 0.76% 1.06% 0.20% -0.32% 0.86% 4.26% 4.40% 2.45%
Series Empire Life Money Market GIF Class A
2016 0.16%
2017 -0.04%
2018 0.76%
2019 1.06%
2020 0.20%
2021 -0.32%
2022 0.86%
2023 4.26%
2024 4.40%
2025 2.45%

Portfolio Allocations As at March 31, 2026

Asset Allocation

Colours Name Weight
Cash and Equivalents 86.75%
Canadian Bonds 13.25%

Top 10 Holdings

Name Weight
ENBRIDGE PIPELINE 01APR26 DN 7.26%
MANITOBA HYDRO-ELEC 14APR26 DN 6.62%
ENBRIDGE INC 27APR26 DN 6.14%
BCI QUADREAL 23APR26 DN 5.99%
ONTARIO POWER GEN 06MAY26 DN 5.67%
HYUNDAI CAP CDA 07APR26 DN 4.42%
ONTARIO POWER GEN 22APR26 DN 3.94%
INTER PIPELINE 09APR26 DN 3.85%
DAIMLER NA CORP 08APR26 DN 3.63%
SUMITOMO MITSUI 15JUN26 DN 3.45%

Historical Net Asset Values

Start Date

End Date

Effective Date Net Asset Value Distributions
2026-05-08 $27.4321 —
2026-05-07 $27.4307 —
2026-05-06 $27.4293 —
2026-05-05 $27.4277 —
2026-05-04 $27.4263 —
2026-05-01 $27.4220 —
2026-04-30 $27.4206 —
2026-04-29 $27.4191 —
2026-04-28 $27.4178 —
2026-04-27 $27.4164 —
2026-04-24 $27.4121 —
2026-04-23 $27.4105 —
2026-04-22 $27.4087 —
2026-04-17 $27.4017 —
2026-04-16 $27.4003 —
2026-04-15 $27.3988 —
2026-04-14 $27.3974 —
2026-04-13 $27.3960 —
2026-04-10 $27.3918 —
2026-04-09 $27.3903 —
2026-04-08 $27.3889 —
2026-04-07 $27.3873 —
2026-04-06 $27.3859 —
2026-04-02 $27.3802 —
2026-04-01 $27.3788 —
2026-03-31 $27.3773 —
2026-03-30 $27.3774 —
2026-03-27 $27.3732 —
2026-03-26 $27.3718 —
2026-03-25 $27.3699 —
2026-03-24 $27.3685 —
2026-03-23 $27.3670 —
2026-03-20 $27.3628 —
2026-03-19 $27.3614 —
2026-03-18 $27.3600 —
2026-03-17 $27.3586 —
2026-03-16 $27.3572 —
2026-03-13 $27.3530 —
2026-03-12 $27.3516 —
2026-03-11 $27.3500 —
2026-03-10 $27.3486 —
2026-03-09 $27.3472 —
2026-03-06 $27.3430 —
2026-03-05 $27.3416 —
2026-03-04 $27.3402 —
2026-03-03 $27.3388 —
2026-03-02 $27.3374 —
2026-02-27 $27.3332 —
2026-02-26 $27.3319 —
2026-02-25 $27.3305 —
2026-02-24 $27.3291 —
2026-02-23 $27.3277 —
2026-02-20 $27.3234 —
2026-02-19 $27.3220 —
2026-02-18 $27.3206 —
2026-02-17 $27.3192 —
2026-02-13 $27.3136 —
2026-02-12 $27.3121 —
2026-02-11 $27.3107 —
2026-02-10 $27.3091 —
2026-02-09 $27.3077 —
2026-02-06 $27.3034 —
2026-02-05 $27.3021 —
2026-02-04 $27.3007 —
2026-02-03 $27.2993 —
2026-02-02 $27.2979 —
2026-01-30 $27.2937 —
2026-01-29 $27.2923 —
2026-01-28 $27.2909 —
2026-01-27 $27.2895 —
2026-01-26 $27.2881 —
2026-01-23 $27.2838 —
2026-01-22 $27.2824 —
2026-01-21 $27.2810 —
2026-01-20 $27.2791 —
2026-01-19 $27.2777 —
2026-01-16 $27.2734 —
2026-01-15 $27.2720 —
2026-01-14 $27.2706 —
2026-01-13 $27.2689 —
2026-01-12 $27.2675 —
2026-01-09 $27.2632 —
2026-01-08 $27.2618 —
2026-01-07 $27.2603 —
2026-01-06 $27.2589 —
2026-01-05 $27.2574 —
2026-01-02 $27.2531 —
2025-12-31 $27.2502 —
2025-12-30 $27.2487 —
2025-12-29 $27.2473 —
2025-12-24 $27.2401 —
2025-12-23 $27.2388 —
2025-12-22 $27.2373 —
2025-12-19 $27.2330 —
2025-12-18 $27.2316 —
2025-12-17 $27.2302 —
2025-12-16 $27.2288 —
2025-12-15 $27.2273 —
2025-12-12 $27.2229 —
2025-12-11 $27.2215 —
2025-12-10 $27.2199 —
2025-12-09 $27.2181 —
2025-12-08 $27.2167 —
2025-12-04 $27.2108 —
2025-12-03 $27.2094 —
2025-12-02 $27.2063 —
2025-12-01 $27.2049 —
2025-11-28 $27.2005 —
2025-11-27 $27.1990 —
2025-11-26 $27.1975 —
2025-11-25 $27.1961 —
2025-11-24 $27.1946 —
2025-11-21 $27.1898 —
2025-11-20 $27.1883 —
2025-11-19 $27.1868 —
2025-11-18 $27.1853 —
2025-11-17 $27.1838 —
2025-11-14 $27.1793 —
2025-11-13 $27.1778 —
2025-11-12 $27.1761 —
2025-11-11 $27.1745 —
2025-11-10 $27.1729 —
2025-11-07 $27.1683 —
2025-11-06 $27.1668 —
2025-11-05 $27.1652 —
2025-11-04 $27.1636 —
2025-11-03 $27.1621 —
2025-10-31 $27.1574 —
2025-10-30 $27.1558 —
2025-10-29 $27.1543 —
2025-10-28 $27.1522 —
2025-10-27 $27.1506 —
2025-10-24 $27.1459 —
2025-10-23 $27.1442 —
2025-10-22 $27.1426 —
2025-10-21 $27.1410 —
2025-10-20 $27.1395 —
2025-10-17 $27.1346 —
2025-10-16 $27.1330 —
2025-10-15 $27.1314 —
2025-10-14 $27.1298 —
2025-10-10 $27.1232 —
2025-10-09 $27.1216 —
2025-10-08 $27.1198 —
2025-10-07 $27.1181 —
2025-10-06 $27.1164 —
2025-10-03 $27.1117 —
2025-10-02 $27.1100 —
2025-10-01 $27.1084 —
2025-09-30 $27.1067 —
2025-09-29 $27.1050 —
2025-09-26 $27.1000 —
2025-09-25 $27.0984 —
2025-09-24 $27.0964 —
2025-09-23 $27.0948 —
2025-09-22 $27.0932 —
2025-09-19 $27.0882 —
2025-09-18 $27.0865 —
2025-09-17 $27.0848 —
2025-09-16 $27.0832 —
2025-09-15 $27.0815 —
2025-09-12 $27.0763 —
2025-09-11 $27.0746 —
2025-09-10 $27.0729 —
2025-09-09 $27.0713 —
2025-09-08 $27.0696 —
2025-09-05 $27.0643 —
2025-09-04 $27.0625 —
2025-09-03 $27.0609 —
2025-09-02 $27.0592 —
2025-08-29 $27.0524 —
2025-08-28 $27.0507 —
2025-08-27 $27.0490 —
2025-08-26 $27.0473 —
2025-08-25 $27.0456 —
2025-08-22 $27.0402 —
2025-08-21 $27.0385 —
2025-08-20 $27.0368 —
2025-08-19 $27.0350 —
2025-08-18 $27.0334 —
2025-08-14 $27.0266 —
2025-08-13 $27.0249 —
2025-08-12 $27.0232 —
2025-08-11 $27.0214 —
2025-08-08 $27.0163 —
2025-08-07 $27.0146 —
2025-08-06 $27.0129 —
2025-08-05 $27.0112 —
2025-08-01 $27.0045 —
2025-07-31 $27.0027 —
2025-07-30 $27.0011 —
2025-07-29 $26.9994 —
2025-07-28 $26.9977 —
2025-07-25 $26.9926 —
2025-07-24 $26.9909 —
2025-07-23 $26.9893 —
2025-07-22 $26.9876 —
2025-07-21 $26.9859 —
2025-07-18 $26.9804 —
2025-07-17 $26.9786 —
2025-07-16 $26.9771 —
2025-07-15 $26.9752 —
2025-07-14 $26.9735 —
2025-07-11 $26.9686 —
2025-07-10 $26.9669 —
2025-07-09 $26.9653 —
2025-07-08 $26.9635 —
2025-07-07 $26.9617 —
2025-07-04 $26.9565 —
2025-07-03 $26.9547 —
2025-07-02 $26.9532 —
2025-06-30 $26.9498 —
2025-06-27 $26.9447 —
2025-06-26 $26.9430 —
2025-06-25 $26.9412 —
2025-06-24 $26.9396 —
2025-06-23 $26.9378 —
2025-06-20 $26.9327 —
2025-06-19 $26.9309 —
2025-06-18 $26.9288 —
2025-06-17 $26.9271 —
2025-06-16 $26.9253 —
2025-06-13 $26.9202 —
2025-06-12 $26.9184 —
2025-06-11 $26.9167 —
2025-06-10 $26.9152 —
2025-06-09 $26.9133 —
2025-06-06 $26.9081 —
2025-06-05 $26.9064 —
2025-06-04 $26.9047 —
2025-06-03 $26.9030 —
2025-06-02 $26.9013 —
2025-05-30 $26.8959 —
2025-05-29 $26.8943 —
2025-05-28 $26.8926 —
2025-05-27 $26.8908 —
2025-05-26 $26.8890 —
2025-05-23 $26.8836 —
2025-05-22 $26.8818 —
2025-05-21 $26.8801 —
2025-05-20 $26.8784 —
2025-05-16 $26.8715 —
2025-05-15 $26.8697 —
2025-05-14 $26.8679 —
2025-05-13 $26.8662 —
2025-05-12 $26.8644 —

Portfolio Manager(s)

Albert Ngo

Senior Portfolio Manager, Fixed Income

    ® Registered trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.

    Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.