Overview
Daily NAV
$12.05
0.06% $0.01
December 15, 2025
-
Inception DateMay 29, 2024
-
Net Assets$183.44 million
-
Fund Manager 1The Empire Life Insurance Company
-
Secondary Fund ManagerFidelity Investments Canada
-
Min. Investment$1,000 initial, $50 per fund
-
MER *1.66%
-
Asset classGlobal Neutral Balanced
-
Management Fee1.35%
Risk: Low to Medium
Low
Low To Moderate
Moderate
Moderate To High
High
* The MER is estimated as the fund is less than 12 months old.
1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.
Why Invest
You are seeking growth and income, wanting to invest in stocks and bonds from around the world, including emerging markets, and are willing to accept a low to moderate level of risk.
Fund codes
| Series | F-Class/Fee For Service (Nominee Name) | F-Class/Fee For Service (Client Name) |
|---|---|---|
| Class U | ECF11708 | ECF11808 |
Performance As at November 30, 2025
Growth of $10,000
Investment value:
$12,203.30
at
November 28, 2025
Compound Returns 2
| Series | 1 mth | 3 mths | 6 mths | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Empire Life Fidelity Global Balanced Portfolio GIF Class U | 0.57% | 5.27% | 11.50% | 13.15% | 12.70% | — | — | — | 13.57% |
| Series | Empire Life Fidelity Global Balanced Portfolio GIF Class U |
|---|---|
| 1 mth | 0.57% |
| 3 mths | 5.27% |
| 6 mths | 11.50% |
| YTD | 13.15% |
| 1 year | 12.70% |
| 3 years | — |
| 5 years | — |
| 10 years | — |
| psi | 13.57% |
2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.
Portfolio Allocations As at October 31, 2025
Sector Allocation
| Colours | Name | Weight |
|---|---|---|
| Information Technology | 19.75% | |
| Financials | 18.01% | |
| Industrials | 14.48% | |
| Materials | 9.54% | |
| Communication Services | 8.74% | |
| Consumer Discretionary | 8.32% | |
| Consumer Staples | 6.35% | |
| Energy | 5.82% | |
| Health Care | 4.58% | |
| Real Estate | 2.29% | |
| Utilities | 2.12% |
Geographic Allocation
| Colours | Name | Weight |
|---|---|---|
| Canada | 44.32% | |
| United States | 21.32% | |
| United Kingdom | 4.41% | |
| Japan | 3.38% | |
| Germany | 2.74% | |
| China | 2.47% | |
| Taiwan | 2.43% | |
| France | 2.25% | |
| Netherlands | 2.19% | |
| South Korea | 1.03% | |
| Other | 11.74% |
Credit Ratings
| Colours | Name | Weight |
|---|---|---|
| AAA | 33.35% | |
| AA | 1.47% | |
| A | 3.61% | |
| BBB | 5.44% | |
| BB | 1.50% | |
| B | 0.33% | |
| CCC | 0.09% | |
| CC | 0.00% | |
| C | 0.01% | |
| D | ||
| NR (Non-rated) | 54.19% |
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| International Equity | 23.63% | |
| U.S. Equity | 21.93% | |
| Canadian Equity | 17.23% | |
| Cash and Equivalents | 8.94% | |
| International Bond Funds | 8.37% | |
| U.S. Bonds | 7.97% | |
| Mutual Funds | 7.65% | |
| Canadian Bonds | 2.06% | |
| Other | 0.48% |
Currency Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian dollar | 39.24% | |
| United States dollar | 30.61% | |
| Euro | 10.37% | |
| Pound sterling | 3.85% | |
| Japanese yen | 3.30% | |
| Hong Kong dollar | 1.61% | |
| New Taiwan dollar | 1.60% | |
| South Korean won | 1.03% | |
| Swiss franc | 0.82% | |
| Indian rupee | 0.81% | |
| Other | 5.03% |
Bond Term Allocation
| Colours | Name | Weight |
|---|---|---|
| Between 5 and 10 years | 45.93% | |
| Between 1 and 5 years | 23.38% | |
| More than 20 years | 20.28% | |
| Between 10 and 20 years | 10.41% |
Top 10 Holdings
| Name | Weight |
|---|---|
| Fidelity Multi-Sector Bond Fund | 8.00% |
| Fidelity Canadian Disciplined Equity Fund | 7.10% |
| Fidelity Emerging Markets Fund | 7.03% |
| Fidelity Insights Currency Neutral Multi-Asset Base Fund | 6.21% |
| Fidelity Global Innovators Investment Trust | 6.05% |
| Fidelity Developed International Bond Multi-Asset Base Fund | 5.46% |
| Can Bond MA Base - Ser O | 4.81% |
| Fidelity International Growth Multi-Asset Base Fund | 4.77% |
| Fidelity U.S. All Cap Fund | 4.12% |
| Fidelity Canadian Large Cap Multi-Asset Base Fund | 3.74% |
Portfolio Manager(s)
Empire Life Investment Team
Empire Life Investment Team