Overview

Daily NAV
$26.20
0.02% $0.01
May 23, 2025
  • Inception Date
    October 20, 2008
  • Net Assets
    $328.83 million
  • Fund Manager 1
    Empire Life Investments Inc.
  • Min. Investment
    $250,000 initial, $500 per fund
  • MER
    1.53%
  • Asset class
    Canadian Fixed Income Balanced

Risk: Low

Low
Low To Moderate
Moderate
Moderate To High
High
Geographic Allocation
Growth of $10,000
$20,497.22

1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.

Why Invest

You are seeking growth and income by investing in a strategic mix of primarily Canadian equity and fixed income securities.

Fund codes

Series Front-end load
Class H ECF8025

    Resources

    Performance As at April 30, 2025

    Growth of $10,000

    Investment value: $20,497.22 at April 30, 2025

    Compound Returns 2

    Series 1 mth 3 mths 6 mths YTD 1 year 3 years 5 years 10 years psi
    Empire Life Income GIF Class H -1.23% -2.79% 0.24% -0.93% 7.59% 4.22% 3.89% 3.18% 4.44%
    Series Empire Life Income GIF Class H
    1 mth -1.23%
    3 mths -2.79%
    6 mths 0.24%
    YTD -0.93%
    1 year 7.59%
    3 years 4.22%
    5 years 3.89%
    10 years 3.18%
    psi 4.44%

    2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.

    Calendar Returns

    Series 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
    Empire Life Income GIF Class H 1.16% 4.70% 4.18% -3.41% 10.72% 5.51% 5.48% -8.02% 6.58% 8.93%
    Series Empire Life Income GIF Class H
    2015 1.16%
    2016 4.70%
    2017 4.18%
    2018 -3.41%
    2019 10.72%
    2020 5.51%
    2021 5.48%
    2022 -8.02%
    2023 6.58%
    2024 8.93%

    Portfolio Allocations As at April 30, 2025

    Asset Allocation

    Colours Name Weight
    Canadian Bonds 53.24%
    Canadian Equity 19.73%
    U.S. Equity 11.19%
    U.S. Bonds 6.14%
    Cash and Equivalents 4.81%
    International Equity 4.23%
    Mutual Funds 0.55%
    International Bond Funds 0.37%

    Bond Type

    Colours Name Weight
    Investment Grade Corporate 49.62%
    Provincial Government 20.93%
    Federal Government 19.58%
    Floating Rate 5.06%
    High Yield Corporate 3.35%
    Municipal Government 0.61%
    Convertible Bonds 0.57%
    Preferred Shares 0.28%

    Top 10 Holdings

    Name Weight
    ROYAL BK OF CAD 2.65% 01MAY25 TD 3.91%
    Gov. of Canada, 2.75%, 12/1/2055 1.37%
    Gov. of Canada, 2%, 6/1/2032 1.37%
    Province of Ontario, 3.8%, 12/2/2034 1.33%
    Royal Bank of Canada 1.25%
    Province of Ontario 2.900% December 2, 2046 1.10%
    Gov. of Canada, 2.5%, 12/1/2032 0.93%
    Province of New Brunswick 3.550% June 3, 2043 0.93%
    Canada Housing Trust No.1, 1.6%, 12/15/2031 0.92%
    Microsoft Corporation 0.90%

    Historical Net Asset Values

    Start Date

    End Date

    Effective Date Net Asset Value Distributions
    2025-05-23 $26.2018 —
    2025-05-22 $26.1963 —
    2025-05-21 $26.1685 —
    2025-05-20 $26.3808 —
    2025-05-16 $26.4542 —
    2025-05-15 $26.4179 —
    2025-05-14 $26.2447 —
    2025-05-13 $26.2686 —
    2025-05-12 $26.2558 —
    2025-05-09 $26.1273 —
    2025-05-08 $26.0505 —
    2025-05-07 $26.0483 —
    2025-05-06 $25.9289 —
    2025-05-05 $25.9063 —
    2025-05-02 $25.9124 —
    2025-05-01 $25.8657 —
    2025-04-30 $25.8763 —
    2025-04-29 $25.8311 —
    2025-04-28 $25.7470 —
    2025-04-25 $25.7080 —
    2025-04-24 $25.6967 —
    2025-04-23 $25.5179 —
    2025-04-22 $25.4398 —
    2025-04-21 $25.2648 —
    2025-04-17 $25.5018 —
    2025-04-16 $25.5148 —
    2025-04-15 $25.5362 —
    2025-04-14 $25.4629 —
    2025-04-11 $25.2294 —
    2025-04-10 $25.0968 —
    2025-04-09 $25.4372 —
    2025-04-08 $24.9718 —
    2025-04-04 $25.4324 —
    2025-04-03 $25.8677 —
    2025-04-02 $26.3346 —
    2025-04-01 $26.2756 —
    2025-03-31 $26.1975 —
    2025-03-28 $26.0745 —
    2025-03-27 $26.1718 —
    2025-03-26 $26.1302 —
    2025-03-25 $26.2754 —
    2025-03-24 $26.2631 —
    2025-03-21 $26.2045 —
    2025-03-20 $26.2270 —
    2025-03-19 $26.2668 —
    2025-03-18 $26.1151 —
    2025-03-17 $26.1467 —
    2025-03-14 $26.0337 —
    2025-03-13 $25.9031 —
    2025-03-12 $25.9670 —
    2025-03-11 $25.9954 —
    2025-03-10 $26.0582 —
    2025-03-07 $26.1688 —
    2025-03-06 $26.0562 —
    2025-03-05 $26.3550 —
    2025-03-04 $26.3646 —
    2025-03-03 $26.5381 —
    2025-02-28 $26.5874 —
    2025-02-27 $26.4247 —
    2025-02-26 $26.5012 —
    2025-02-25 $26.4486 —
    2025-02-24 $26.3424 —
    2025-02-21 $26.3306 —
    2025-02-20 $26.3539 —
    2025-02-19 $26.4329 —
    2025-02-18 $26.4223 —
    2025-02-14 $26.4474 —
    2025-02-13 $26.5159 —
    2025-02-12 $26.4005 —
    2025-02-11 $26.5262 —
    2025-02-10 $26.5975 —
    2025-02-07 $26.5084 —
    2025-02-06 $26.6782 —
    2025-02-05 $26.7050 —
    2025-02-04 $26.5671 —
    2025-02-03 $26.6192 —
    2025-01-31 $26.6200 —
    2025-01-30 $26.6437 —
    2025-01-29 $26.4826 —
    2025-01-28 $26.4486 —
    2025-01-27 $26.4252 —
    2025-01-24 $26.4159 —
    2025-01-23 $26.3851 —
    2025-01-22 $26.3526 —
    2025-01-21 $26.3653 —
    2025-01-20 $26.2350 —
    2025-01-17 $26.2074 —
    2025-01-16 $26.0924 —
    2025-01-15 $25.9735 —
    2025-01-14 $25.7546 —
    2025-01-13 $25.7909 —
    2025-01-10 $25.8850 —
    2025-01-09 $26.1160 —
    2025-01-08 $26.1450 —
    2025-01-07 $26.1151 —
    2025-01-06 $26.2208 —
    2025-01-03 $26.2445 —
    2025-01-02 $26.1866 —
    2024-12-31 $26.1179 —
    2024-12-30 $26.0769 —
    2024-12-27 $26.0942 —
    2024-12-24 $26.1240 —
    2024-12-23 $26.1087 —
    2024-12-20 $26.0621 —
    2024-12-19 $25.9454 —
    2024-12-18 $26.0944 —
    2024-12-17 $26.3895 —
    2024-12-16 $26.3496 —
    2024-12-13 $26.3903 —
    2024-12-12 $26.4590 —
    2024-12-11 $26.5651 —
    2024-12-10 $26.5635 —
    2024-12-09 $26.5922 —
    2024-12-06 $26.6856 —
    2024-12-05 $26.5667 —
    2024-12-04 $26.5807 —
    2024-12-03 $26.5098 —
    2024-12-02 $26.5583 —
    2024-11-29 $26.5346 —
    2024-11-28 $26.3337 —
    2024-11-27 $26.3031 —
    2024-11-26 $26.2549 —
    2024-11-25 $26.1884 —
    2024-11-22 $26.0237 —
    2024-11-21 $25.9391 —
    2024-11-20 $25.9217 —
    2024-11-19 $25.9599 —
    2024-11-18 $26.0260 —
    2024-11-15 $25.9986 —
    2024-11-14 $26.0651 —
    2024-11-13 $26.0273 —
    2024-11-12 $26.0807 —
    2024-11-11 $26.1721 —
    2024-11-08 $26.1693 —
    2024-11-07 $26.1441 —
    2024-11-06 $25.9689 —
    2024-11-05 $25.8897 —
    2024-11-04 $25.8282 —
    2024-11-01 $25.7897 —
    2024-10-31 $25.8152 —
    2024-10-30 $25.9036 —
    2024-10-29 $25.8995 —
    2024-10-28 $25.9035 —
    2024-10-25 $25.8464 —
    2024-10-24 $25.8911 —
    2024-10-22 $25.9520 —
    2024-10-21 $25.9617 —
    2024-10-18 $26.0981 —
    2024-10-16 $26.0530 —
    2024-10-15 $25.9641 —
    2024-10-11 $25.8806 —
    2024-10-10 $25.7865 —
    2024-10-09 $25.7326 —
    2024-10-08 $25.6804 —
    2024-10-07 $25.6650 —
    2024-10-04 $25.7332 —
    2024-10-03 $25.7629 —
    2024-10-02 $25.8344 —
    2024-10-01 $25.9452 —
    2024-09-30 $25.9490 —
    2024-09-27 $25.9421 —
    2024-09-26 $25.8524 —
    2024-09-25 $25.8013 —
    2024-09-24 $25.8774 —
    2024-09-23 $25.8728 —
    2024-09-20 $25.8869 —
    2024-09-19 $25.8799 —
    2024-09-18 $25.7550 —
    2024-09-17 $25.8322 —
    2024-09-16 $25.8737 —
    2024-09-13 $25.7754 —
    2024-09-12 $25.7165 —
    2024-09-11 $25.6130 —
    2024-09-10 $25.5710 —
    2024-09-09 $25.5132 —
    2024-09-06 $25.3709 —
    2024-09-05 $25.4584 —
    2024-09-04 $25.4589 —
    2024-09-03 $25.4114 —
    2024-08-30 $25.4332 —
    2024-08-29 $25.4146 —
    2024-08-28 $25.4098 —
    2024-08-27 $25.4867 —
    2024-08-26 $25.5189 —
    2024-08-23 $25.5463 —
    2024-08-22 $25.4253 —
    2024-08-21 $25.5224 —
    2024-08-20 $25.4872 —
    2024-08-19 $25.4559 —
    2024-08-16 $25.4400 —
    2024-08-15 $25.4105 —
    2024-08-13 $25.2802 —
    2024-08-12 $25.1371 —
    2024-08-09 $25.0808 —
    2024-08-08 $24.9890 —
    2024-08-07 $24.8708 —
    2024-08-06 $24.9814 —
    2024-08-01 $25.3663 —
    2024-07-31 $25.4423 —
    2024-07-30 $25.2780 —
    2024-07-29 $25.2168 —
    2024-07-26 $25.1771 —
    2024-07-25 $25.0327 —
    2024-07-24 $25.0074 —
    2024-07-23 $25.0960 —
    2024-07-22 $25.0896 —
    2024-07-18 $25.0797 —
    2024-07-17 $25.1791 —
    2024-07-16 $25.2275 —
    2024-07-15 $25.0841 —
    2024-07-12 $25.0647 —
    2024-07-11 $24.9728 —
    2024-07-10 $24.8685 —
    2024-07-09 $24.7349 —
    2024-07-08 $24.7809 —
    2024-07-05 $24.7404 —
    2024-07-04 $24.6783 —
    2024-07-03 $24.7036 —
    2024-07-02 $24.6038 —
    2024-06-28 $24.6442 —
    2024-06-27 $24.7029 —
    2024-06-26 $24.6590 —
    2024-06-25 $24.7556 —
    2024-06-24 $24.7982 —
    2024-06-21 $24.7119 —
    2024-06-20 $24.7210 —
    2024-06-19 $24.7241 —
    2024-06-18 $24.7807 —
    2024-06-17 $24.7189 —
    2024-06-14 $24.7347 —
    2024-06-13 $24.7339 —
    2024-06-12 $24.7310 —
    2024-06-11 $24.6441 —
    2024-06-10 $24.6866 —
    2024-06-07 $24.6836 —
    2024-06-06 $24.8237 —
    2024-06-05 $24.8038 —
    2024-06-04 $24.6622 —
    2024-06-03 $24.6123 —
    2024-05-31 $24.5440 —
    2024-05-30 $24.3859 —
    2024-05-29 $24.2935 —
    2024-05-28 $24.4713 —
    2024-05-27 $24.5835 —
    2024-05-24 $24.5954 —

    Portfolio Manager(s)

    Empire Life Investment Team

    Empire Life Investment Team

      Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.

      ® Registered trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.