Overview

Daily NAV
$22.64
0.46% $0.10
May 7, 2025
  • Inception Date
    January 7, 2002
  • Net Assets
    $333.55 million
  • Fund Manager 1
    Empire Life Investments Inc.
  • Min. Investment
    $500 initial, $30 per fund
  • MER
    2.29%
  • Asset class
    Canadian Fixed Income Balanced

Risk: Low

Low
Low To Moderate
Moderate
Moderate To High
High

1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.

Why Invest

You are seeking growth and income by investing in a strategic mix of primarily Canadian equity and fixed income securities.

Fund codes

Series Deferred Sales Charge No load
Class A ECF0525 ECF0725
  • * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.

Performance As at March 31, 2025

Growth of $10,000

Investment value: $22,593.73 at March 31, 2025

Compound Returns 2

Series 1 mth 3 mths 6 mths YTD 1 year 3 years 5 years 10 years psi
Empire Life Income GIF Class A -1.53% 0.12% 0.58% 0.12% 5.93% 2.73% 4.55% 2.38% 3.57%
Series Empire Life Income GIF Class A
1 mth -1.53%
3 mths 0.12%
6 mths 0.58%
YTD 0.12%
1 year 5.93%
3 years 2.73%
5 years 4.55%
10 years 2.38%
psi 3.57%

2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.

Calendar Returns

Series 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Empire Life Income GIF Class A 0.37% 3.90% 3.38% -4.17% 10.05% 4.71% 4.66% -8.72% 5.78% 8.10%
Series Empire Life Income GIF Class A
2015 0.37%
2016 3.90%
2017 3.38%
2018 -4.17%
2019 10.05%
2020 4.71%
2021 4.66%
2022 -8.72%
2023 5.78%
2024 8.10%

Portfolio Allocations As at March 31, 2025

Asset Allocation

Colours Name Weight
Canadian Bonds 53.84%
Canadian Equity 20.55%
U.S. Equity 13.31%
U.S. Bonds 5.85%
International Equity 3.64%
Cash and Equivalents 2.20%
Mutual Funds 0.56%
International Bond Funds 0.32%

Bond Type

Colours Name Weight
Investment Grade Corporate 49.26%
Provincial Government 20.88%
Federal Government 20.25%
Floating Rate 4.91%
High Yield Corporate 3.28%
Municipal Government 0.59%
Convertible Bonds 0.56%
Preferred Shares 0.28%

Top 10 Holdings

Name Weight
ROYAL BK OF CAD 2.65% 01APR25 TD 1.76%
Gov. of Canada, 2.75%, 12/1/2055 1.41%
Gov. of Canada, 2%, 6/1/2032 1.35%
Province of Ontario, 3.8%, 12/2/2034 1.32%
Royal Bank of Canada 1.29%
Gov. of Canada, 2.5%, 12/1/2032 1.23%
Agnico Eagle Mines Limited 1.13%
Province of Ontario 2.900% December 2, 2046 1.11%
Microsoft Corporation 0.98%
Province of New Brunswick 3.550% June 3, 2043 0.94%

Historical Net Asset Values

Start Date

End Date

Effective Date Net Asset Value Distributions
2025-05-07 $22.6431
2025-05-06 $22.5397
2025-05-05 $22.5206
2025-05-02 $22.5272
2025-05-01 $22.4872
2025-04-30 $22.4968
2025-04-29 $22.4580
2025-04-28 $22.3854
2025-04-25 $22.3528
2025-04-24 $22.3435
2025-04-23 $22.1885
2025-04-22 $22.1210
2025-04-21 $21.9693
2025-04-17 $22.1772
2025-04-16 $22.1890
2025-04-15 $22.2081
2025-04-14 $22.1448
2025-04-11 $21.9431
2025-04-10 $21.8282
2025-04-09 $22.1247
2025-04-08 $21.7203
2025-04-04 $22.1229
2025-04-03 $22.5020
2025-04-02 $22.9087
2025-04-01 $22.8578
2025-03-31 $22.7903
2025-03-28 $22.6847
2025-03-27 $22.7698
2025-03-26 $22.7341
2025-03-25 $22.8609
2025-03-24 $22.8507
2025-03-21 $22.8011
2025-03-20 $22.8212
2025-03-19 $22.8563
2025-03-18 $22.7247
2025-03-17 $22.7527
2025-03-14 $22.6558
2025-03-13 $22.5426
2025-03-12 $22.5987
2025-03-11 $22.6239
2025-03-10 $22.6790
2025-03-07 $22.7767
2025-03-06 $22.6791
2025-03-05 $22.9397
2025-03-04 $22.9485
2025-03-03 $23.1001
2025-02-28 $23.1444
2025-02-27 $23.0033
2025-02-26 $23.0704
2025-02-25 $23.0250
2025-02-24 $22.9330
2025-02-21 $22.9242
2025-02-20 $22.9450
2025-02-19 $23.0143
2025-02-18 $23.0055
2025-02-14 $23.0292
2025-02-13 $23.0894
2025-02-12 $22.9893
2025-02-11 $23.0993
2025-02-10 $23.1618
2025-02-07 $23.0857
2025-02-06 $23.2341
2025-02-05 $23.2579
2025-02-04 $23.1383
2025-02-03 $23.1841
2025-01-31 $23.1863
2025-01-30 $23.2074
2025-01-29 $23.0676
2025-01-28 $23.0384
2025-01-27 $23.0185
2025-01-24 $23.0119
2025-01-23 $22.9861
2025-01-22 $22.9583
2025-01-21 $22.9699
2025-01-20 $22.8568
2025-01-17 $22.8342
2025-01-16 $22.7345
2025-01-15 $22.6313
2025-01-14 $22.4410
2025-01-13 $22.4731
2025-01-10 $22.5565
2025-01-09 $22.7583
2025-01-08 $22.7840
2025-01-07 $22.7585
2025-01-06 $22.8497
2025-01-03 $22.8718
2025-01-02 $22.8218
2024-12-31 $22.7629
2024-12-30 $22.7276
2024-12-27 $22.7441
2024-12-24 $22.7715
2024-12-23 $22.7586
2024-12-20 $22.7194
2024-12-19 $22.6181
2024-12-18 $22.7485
2024-12-17 $23.0063
2024-12-16 $22.9719
2024-12-13 $23.0089
2024-12-12 $23.0693
2024-12-11 $23.1622
2024-12-10 $23.1613
2024-12-09 $23.1868
2024-12-06 $23.2697
2024-12-05 $23.1666
2024-12-04 $23.1792
2024-12-03 $23.1179
2024-12-02 $23.1607
2024-11-29 $23.1414
2024-11-28 $22.9667
2024-11-27 $22.9405
2024-11-26 $22.8989
2024-11-25 $22.8414
2024-11-22 $22.6992
2024-11-21 $22.6257
2024-11-20 $22.6111
2024-11-19 $22.6448
2024-11-18 $22.7030
2024-11-15 $22.6804
2024-11-14 $22.7390
2024-11-13 $22.7065
2024-11-12 $22.7535
2024-11-11 $22.8337
2024-11-08 $22.8327
2024-11-07 $22.8112
2024-11-06 $22.6589
2024-11-05 $22.5902
2024-11-04 $22.5370
2024-11-01 $22.5047
2024-10-31 $22.5275
2024-10-30 $22.6051
2024-10-29 $22.6020
2024-10-28 $22.6060
2024-10-25 $22.5575
2024-10-24 $22.5970
2024-10-22 $22.6511
2024-10-21 $22.6600
2024-10-18 $22.7805
2024-10-16 $22.7421
2024-10-15 $22.6650
2024-10-11 $22.5940
2024-10-10 $22.5123
2024-10-09 $22.4657
2024-10-08 $22.4206
2024-10-07 $22.4076
2024-10-04 $22.4685
2024-10-03 $22.4949
2024-10-02 $22.5578
2024-10-01 $22.6550
2024-09-30 $22.6589
2024-09-27 $22.6543
2024-09-26 $22.5764
2024-09-25 $22.5322
2024-09-24 $22.5991
2024-09-23 $22.5956
2024-09-20 $22.6094
2024-09-19 $22.6037
2024-09-18 $22.4951
2024-09-17 $22.5629
2024-09-16 $22.5997
2024-09-13 $22.5153
2024-09-12 $22.4643
2024-09-11 $22.3743
2024-09-10 $22.3380
2024-09-09 $22.2880
2024-09-06 $22.1651
2024-09-05 $22.2420
2024-09-04 $22.2429
2024-09-03 $22.2019
2024-08-30 $22.2227
2024-08-29 $22.2069
2024-08-28 $22.2032
2024-08-27 $22.2709
2024-08-26 $22.2995
2024-08-23 $22.3248
2024-08-22 $22.2195
2024-08-21 $22.3048
2024-08-20 $22.2745
2024-08-19 $22.2476
2024-08-16 $22.2352
2024-08-15 $22.2098
2024-08-13 $22.0968
2024-08-12 $21.9722
2024-08-09 $21.9243
2024-08-08 $21.8446
2024-08-07 $21.7417
2024-08-06 $21.8388
2024-08-01 $22.1776
2024-07-31 $22.2445
2024-07-30 $22.1013
2024-07-29 $22.0483
2024-07-26 $22.0149
2024-07-25 $21.8891
2024-07-24 $21.8675
2024-07-23 $21.9454
2024-07-22 $21.9403
2024-07-18 $21.9335
2024-07-17 $22.0209
2024-07-16 $22.0636
2024-07-15 $21.9386
2024-07-12 $21.9230
2024-07-11 $21.8431
2024-07-10 $21.7523
2024-07-09 $21.6359
2024-07-08 $21.6766
2024-07-05 $21.6425
2024-07-04 $21.5886
2024-07-03 $21.6112
2024-07-02 $21.5243
2024-06-28 $21.5614
2024-06-27 $21.6133
2024-06-26 $21.5753
2024-06-25 $21.6603
2024-06-24 $21.6980
2024-06-21 $21.6238
2024-06-20 $21.6322
2024-06-19 $21.6354
2024-06-18 $21.6854
2024-06-17 $21.6317
2024-06-14 $21.6470
2024-06-13 $21.6467
2024-06-12 $21.6446
2024-06-11 $21.5690
2024-06-10 $21.6066
2024-06-07 $21.6053
2024-06-06 $21.7284
2024-06-05 $21.7115
2024-06-04 $21.5879
2024-06-03 $21.5447
2024-05-31 $21.4863
2024-05-30 $21.3483
2024-05-29 $21.2679
2024-05-28 $21.4240
2024-05-27 $21.5226
2024-05-24 $21.5344
2024-05-23 $21.4956
2024-05-22 $21.5778
2024-05-21 $21.6243
2024-05-17 $21.5800
2024-05-16 $21.5781
2024-05-15 $21.5655
2024-05-14 $21.4323
2024-05-13 $21.4350
2024-05-10 $21.4334
2024-05-09 $21.4958
2024-05-08 $21.4576

Portfolio Manager(s)

Empire Life Investment Team

Empire Life Investment Team