Overview
Daily NAV
$11.35
-0.30% ($0.03)
November 20, 2024
-
Inception DateNovember 3, 2014
-
Net Assets$40.88 million
-
Fund Manager 1Empire Life Investments Inc.
-
Min. Investment$1,000 initial, $50 per fund
-
MER2.67%
-
Asset classCanadian Fixed Income Balanced
-
Management Fee2.05%
Risk: Low
Low
Low To Moderate
Moderate
Moderate To High
High
1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.
Why Invest
You are seeking current income and some growth by investing primarily in equity and fixed income securities, with a target equity allocation of 20%
Fund codes
| Series | Front-end load | Low load * | No load | Deferred Sales Charge * |
|---|---|---|---|---|
| Class L | ECF12079 | ECF12279 | ECF12379 | ECF12579 |
- * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.
Performance As at October 31, 2024
Growth of $10,000
Investment value:
$11,394.78
at
October 31, 2024
Compound Returns 2
| Series | 1 mth | 3 mths | 6 mths | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Empire Life Emblem Diversified Income Portfolio GIF Class L | -0.90% | 1.09% | 6.21% | 4.01% | 12.32% | -0.44% | 0.52% | — | 1.31% |
| Series | Empire Life Emblem Diversified Income Portfolio GIF Class L |
|---|---|
| 1 mth | -0.90% |
| 3 mths | 1.09% |
| 6 mths | 6.21% |
| YTD | 4.01% |
| 1 year | 12.32% |
| 3 years | -0.44% |
| 5 years | 0.52% |
| 10 years | — |
| psi | 1.31% |
2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.
Calendar Returns
| Series | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Empire Life Emblem Diversified Income Portfolio GIF Class L | — | 1.88% | 1.67% | 2.59% | -3.62% | 6.91% | 4.79% | 0.50% | -11.23% | 5.18% |
| Series | Empire Life Emblem Diversified Income Portfolio GIF Class L |
|---|---|
| 2014 | — |
| 2015 | 1.88% |
| 2016 | 1.67% |
| 2017 | 2.59% |
| 2018 | -3.62% |
| 2019 | 6.91% |
| 2020 | 4.79% |
| 2021 | 0.50% |
| 2022 | -11.23% |
| 2023 | 5.18% |
Portfolio Allocations As at October 31, 2024
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian Bonds | 74.53% | |
| Canadian Equity | 11.78% | |
| U.S. Equity | 4.34% | |
| International Equity | 4.27% | |
| Cash and Equivalents | 4.26% | |
| U.S. Bonds | 0.82% |
Bond Type
| Colours | Name | Weight |
|---|---|---|
| Investment Grade Corporate | 47.77% | |
| Provincial Government | 24.68% | |
| Federal Government | 22.41% | |
| Floating Rate | 4.17% | |
| Municipal Government | 0.96% |
Top 10 Holdings
| Name | Weight |
|---|---|
| ROYAL BK OF CAD 3.7% 01NOV24 TD | 3.92% |
| Gov. of Canada, 2.5%, 12/1/2032 | 2.71% |
| Gov. of Canada, 2%, 6/1/2032 | 2.11% |
| Gov. of Canada, 2.75%, 12/1/2055 | 1.47% |
| Government of Canada 1.250% June 1, 2030 | 1.34% |
| Province of New Brunswick 3.550% June 3, 2043 | 1.25% |
| Province of Ontario, 3.8%, 12/2/2034 | 1.23% |
| Province of Alberta, 3.05%, 12/1/2048 | 1.16% |
| Government of Canada 2.000% December 1, 2051 | 1.15% |
| Toronto-Dominion Bank (FRN), 3.6%, 10/31/2081 | 1.13% |
Portfolio Manager(s)
Empire Life Investment Team
Empire Life Investment Team