Overview

Daily NAV
$10.32
-0.08% ($0.01)
September 20, 2023
  • Inception Date
    November 3, 2014
  • Net Assets
    $45.09 million
  • Fund Manager 1
    Empire Life Investments Inc.
  • Min. Investment
    $1,000 initial, $50 per fund
  • MER
    2.68%
  • Asset class
    Canadian Fixed Income Balanced
  • Management Fee
    2.05%

Risk: Low

Low
Low To Moderate
Moderate
Moderate To High
High
Geographic Allocation
Growth of $10,000
$10,481.83

1 Empire Life Investments Inc. is the portfolio manager of the Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.

Why Invest

You are seeking current income and some growth by investing primarily in equity and fixed income securities, with a target equity allocation of 20%

Fund codes

Series Front-end load Low load * No load Deferred Sales Charge *
Class L ECF12079 ECF12279 ECF12379 ECF12579
  • * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options will no longer be available.

Resources

Performance As at August 31, 2023

Growth of $10,000

Investment value: $10,481.83 at August 31, 2023

Compound Returns 2

Series 1 mth 3 mths 6 mths YTD 1 year 3 years 5 years 10 years psi
Empire Life Emblem Diversified Income Portfolio GIF Class L -0.50% -0.71% -0.66% 0.63% 0.32% -2.81% -0.60% — 0.53%
Series Empire Life Emblem Diversified Income Portfolio GIF Class L
1 mth -0.50%
3 mths -0.71%
6 mths -0.66%
YTD 0.63%
1 year 0.32%
3 years -2.81%
5 years -0.60%
10 years —
psi 0.53%

2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.

Calendar Returns

Series 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Empire Life Emblem Diversified Income Portfolio GIF Class L — — 1.88% 1.67% 2.59% -3.62% 6.91% 4.79% 0.50% -11.23%
Series Empire Life Emblem Diversified Income Portfolio GIF Class L
2013 —
2014 —
2015 1.88%
2016 1.67%
2017 2.59%
2018 -3.62%
2019 6.91%
2020 4.79%
2021 0.50%
2022 -11.23%

Portfolio Allocations As at August 31, 2023

Asset Allocation

Colours Name Weight
Canadian Bonds 74.67%
Canadian Equity 11.52%
Cash and Equivalents 5.72%
U.S. Equity 4.71%
International Equity 3.38%

Bond Type

Colours Name Weight
Investment Grade Corporate 47.46%
Provincial Government 24.98%
Federal Government 24.89%
Floating Rate 1.82%
Municipal Government 0.85%

Top 10 Holdings

Name Weight
ROYAL BK OF CAD 4.95% 01SEP23 TD 4.95%
Gov. of Canada, 2.5%, 12/1/2032 3.66%
Gov. of Canada, 2%, 6/1/2032 2.03%
Government of Canada 2.000% December 1, 2051 1.96%
Government of Canada 1.250% June 1, 2030 1.59%
Government of Canada 2.250% June 1, 2029 1.19%
Province of New Brunswick 3.550% June 3, 2043 1.11%
Gibson Energy Inc., 3.6%, 9/17/2029 1.00%
Province of Ontario, 4.6%, 6/2/2039 1.00%
Gov. of Canada, 1.5%, 6/1/2026 0.98%

Historical Net Asset Values

Start Date

End Date

Effective Date Net Asset Value Distributions
2023-09-20 $10.3179 —
2023-09-19 $10.3257 —
2023-09-18 $10.4010 —
2023-09-15 $10.4155 —
2023-09-14 $10.4426 —
2023-09-13 $10.4170 —
2023-09-12 $10.4129 —
2023-09-08 $10.4223 —
2023-09-07 $10.4324 —
2023-09-06 $10.4178 —
2023-09-05 $10.4285 —
2023-09-01 $10.5053 —
2023-08-31 $10.4812 —
2023-08-30 $10.4805 —
2023-08-29 $10.4703 —
2023-08-28 $10.4006 —
2023-08-25 $10.3746 —
2023-08-24 $10.3672 —
2023-08-23 $10.4073 —
2023-08-22 $10.2989 —
2023-08-21 $10.3245 —
2023-08-18 $10.3613 —
2023-08-17 $10.3289 —
2023-08-16 $10.3345 —
2023-08-15 $10.3499 —
2023-08-14 $10.4148 —
2023-08-11 $10.4388 —
2023-08-10 $10.4555 —
2023-08-09 $10.4882 —
2023-08-08 $10.4848 —
2023-08-04 $10.4594 —
2023-08-03 $10.3683 —
2023-08-01 $10.4704 —
2023-07-31 $10.5336 —
2023-07-28 $10.5173 —
2023-07-27 $10.4512 —
2023-07-26 $10.5487 —
2023-07-25 $10.5066 —
2023-07-24 $10.5171 —
2023-07-21 $10.5613 —
2023-07-20 $10.5179 —
2023-07-19 $10.5865 —
2023-07-18 $10.5524 —
2023-07-17 $10.5265 —
2023-07-14 $10.5478 —
2023-07-13 $10.5610 —
2023-07-12 $10.5066 —
2023-07-11 $10.4451 —
2023-07-10 $10.4476 —
2023-07-07 $10.4263 —
2023-07-06 $10.4703 —
2023-07-05 $10.5256 —
2023-07-04 $10.5812 —
2023-06-30 $10.6091 —
2023-06-29 $10.5235 —
2023-06-28 $10.5749 —
2023-06-27 $10.5197 —
2023-06-26 $10.5078 —
2023-06-23 $10.4759 —
2023-06-22 $10.4436 —
2023-06-21 $10.4960 —
2023-06-20 $10.5231 —
2023-06-19 $10.5025 —
2023-06-16 $10.5394 —
2023-06-15 $10.5482 —
2023-06-14 $10.5002 —
2023-06-13 $10.4717 —
2023-06-12 $10.5284 —
2023-06-09 $10.5059 —
2023-06-08 $10.4964 —
2023-06-07 $10.4802 —
2023-06-06 $10.5638 —
2023-06-05 $10.5562 —
2023-06-02 $10.5857 —
2023-05-31 $10.5565 —
2023-05-30 $10.5327 —
2023-05-29 $10.5133 —
2023-05-26 $10.5060 —
2023-05-25 $10.4961 —
2023-05-24 $10.5252 —
2023-05-23 $10.5655 —
2023-05-19 $10.6362 —
2023-05-18 $10.6053 —
2023-05-17 $10.6463 —
2023-05-16 $10.6476 —
2023-05-15 $10.7229 —
2023-05-12 $10.7530 —
2023-05-11 $10.7642 —
2023-05-10 $10.7184 —
2023-05-09 $10.6884 —
2023-05-08 $10.6824 —
2023-05-05 $10.7150 —
2023-05-04 $10.7560 —
2023-05-03 $10.8008 —
2023-05-02 $10.7768 —
2023-05-01 $10.7145 —
2023-04-28 $10.8041 —
2023-04-27 $10.7213 —
2023-04-25 $10.8058 —
2023-04-24 $10.7532 —
2023-04-21 $10.7413 —
2023-04-20 $10.7069 —
2023-04-19 $10.6658 —
2023-04-18 $10.6589 —
2023-04-17 $10.6417 —
2023-04-14 $10.6574 —
2023-04-13 $10.6935 —
2023-04-12 $10.7191 —
2023-04-11 $10.7118 —
2023-04-10 $10.7059 —
2023-04-06 $10.7437 —
2023-04-05 $10.7396 —
2023-04-04 $10.7532 —
2023-04-03 $10.7286 —
2023-03-31 $10.6748 —
2023-03-30 $10.6477 —
2023-03-29 $10.6303 —
2023-03-28 $10.6105 —
2023-03-27 $10.6332 —
2023-03-24 $10.7149 —
2023-03-23 $10.7049 —
2023-03-22 $10.7340 —
2023-03-21 $10.6577 —
2023-03-20 $10.6649 —
2023-03-17 $10.6905 —
2023-03-16 $10.6524 —
2023-03-15 $10.7110 —
2023-03-14 $10.7047 —
2023-03-13 $10.7583 —
2023-03-10 $10.6928 —
2023-03-09 $10.6350 —
2023-03-08 $10.6121 —
2023-03-07 $10.5724 —
2023-03-06 $10.5725 —
2023-03-03 $10.5924 —
2023-03-02 $10.4857 —
2023-03-01 $10.5142 —
2023-02-28 $10.5508 —
2023-02-27 $10.5241 —
2023-02-24 $10.5092 —
2023-02-23 $10.5397 —
2023-02-22 $10.5090 —
2023-02-21 $10.4859 —
2023-02-16 $10.5795 —
2023-02-15 $10.5973 —
2023-02-14 $10.6329 —
2023-02-13 $10.6799 —
2023-02-10 $10.6410 —
2023-02-09 $10.6928 —
2023-02-08 $10.7264 —
2023-02-07 $10.7010 —
2023-02-06 $10.7094 —
2023-02-03 $10.7779 —
2023-02-02 $10.8260 —
2023-02-01 $10.8062 —
2023-01-31 $10.7608 —
2023-01-30 $10.7480 —
2023-01-27 $10.7716 —
2023-01-26 $10.7923 —
2023-01-25 $10.8048 —
2023-01-24 $10.7664 —
2023-01-23 $10.7455 —
2023-01-20 $10.7646 —
2023-01-19 $10.8009 —
2023-01-18 $10.8109 —
2023-01-17 $10.7584 —
2023-01-16 $10.7536 —
2023-01-13 $10.7334 —
2023-01-12 $10.7193 —
2023-01-11 $10.6345 —
2023-01-10 $10.5600 —
2023-01-09 $10.5664 —
2023-01-06 $10.5645 —
2023-01-05 $10.4940 —
2023-01-04 $10.5184 —
2023-01-03 $10.4691 —
2022-12-30 $10.4154 —
2022-12-28 $10.4077 —
2022-12-23 $10.4969 —
2022-12-22 $10.5360 —
2022-12-21 $10.5908 —
2022-12-20 $10.5606 —
2022-12-19 $10.6068 —
2022-12-16 $10.6824 —
2022-12-15 $10.7147 —
2022-12-14 $10.7264 —
2022-12-13 $10.7216 —
2022-12-12 $10.6809 —
2022-12-09 $10.6965 —
2022-12-08 $10.7439 —
2022-12-07 $10.7491 —
2022-12-06 $10.7399 —
2022-12-05 $10.7213 —
2022-12-02 $10.7737 —
2022-12-01 $10.7408 —
2022-11-30 $10.6515 —
2022-11-29 $10.6080 —
2022-11-28 $10.6259 —
2022-11-25 $10.6586 —
2022-11-24 $10.6420 —
2022-11-23 $10.6116 —
2022-11-22 $10.5563 —
2022-11-21 $10.5007 —
2022-11-18 $10.4644 —
2022-11-17 $10.4640 —
2022-11-16 $10.4994 —
2022-11-15 $10.4574 —
2022-11-14 $10.4223 —
2022-11-11 $10.4424 —
2022-11-10 $10.4282 —
2022-11-09 $10.2277 —
2022-11-08 $10.2264 —
2022-11-07 $10.1584 —
2022-11-04 $10.1985 —
2022-11-03 $10.2352 —
2022-11-02 $10.2928 —
2022-11-01 $10.3597 —
2022-10-31 $10.3295 —
2022-10-28 $10.3541 —
2022-10-27 $10.3355 —
2022-10-26 $10.2843 —
2022-10-25 $10.1715 —
2022-10-24 $10.1157 —
2022-10-21 $10.0837 —
2022-10-20 $10.0331 —
2022-10-19 $10.1154 —
2022-10-18 $10.2279 —
2022-10-17 $10.1632 —
2022-10-14 $10.1270 —
2022-10-13 $10.1929 —
2022-10-12 $10.1353 —
2022-10-11 $10.1381 —
2022-10-07 $10.2184 —
2022-10-06 $10.2862 —
2022-10-05 $10.3298 —
2022-10-04 $10.3973 —
2022-10-03 $10.3283 —
2022-09-30 $10.2960 —
2022-09-29 $10.2993 —
2022-09-28 $10.3859 —
2022-09-26 $10.3067 —
2022-09-23 $10.3746 —
2022-09-22 $10.4122 —
2022-09-21 $10.4570 —

Portfolio Manager(s)

Empire Life Investment Team

Empire Life Investment Team

    ® Registered trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.

    Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.