Overview
Daily NAV
$13.24
0.71% $0.09
October 9, 2026
-
Inception DateNovember 3, 2014
-
Net Assets$118.87 million
-
Fund Manager 1Empire Life Investments Inc.
-
Min. Investment$1,000 initial, $50 per fund
-
MER2.67%
-
Asset classCanadian Fixed Income Balanced
-
Management Fee2.05%
Risk: Low to Medium
Low
Low To Medium
Medium
Medium To High
High
1 Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds and is a wholly owned subsidiary of The Empire Life Insurance Company.
Why Invest
You are seeking growth and income by investing primarily in equity and fixed income securities, with a target equity allocation of 35%
Fund codes
| Series | Front-end load | Low load * | No load | Deferred Sales Charge * |
|---|---|---|---|---|
| Class L | ECF12081 | ECF12281 | ECF12381 | ECF12581 |
- * NOTE: Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.
Performance As at September 30, 2026
Growth of $10,000
Investment value:
$13,111.39
at
September 30, 2026
Compound Returns 2
| Series | 1 mth | 3 mths | 6 mths | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Empire Life Emblem Conservative Portfolio GIF Class L | -1.63% | -2.18% | 1.59% | 1.52% | 1.65% | 6.96% | 2.00% | 2.09% | 2.30% |
| Series | Empire Life Emblem Conservative Portfolio GIF Class L |
|---|---|
| 1 mth | -1.63% |
| 3 mths | -2.18% |
| 6 mths | 1.59% |
| YTD | 1.52% |
| 1 year | 1.65% |
| 3 years | 6.96% |
| 5 years | 2.00% |
| 10 years | 2.09% |
| psi | 2.30% |
2 Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance.
Calendar Returns
| Series | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Empire Life Emblem Conservative Portfolio GIF Class L | 2.35% | 3.30% | -5.48% | 8.73% | 4.40% | 3.33% | -9.88% | 5.66% | 6.55% | 5.19% |
| Series | Empire Life Emblem Conservative Portfolio GIF Class L |
|---|---|
| 2016 | 2.35% |
| 2017 | 3.30% |
| 2018 | -5.48% |
| 2019 | 8.73% |
| 2020 | 4.40% |
| 2021 | 3.33% |
| 2022 | -9.88% |
| 2023 | 5.66% |
| 2024 | 6.55% |
| 2025 | 5.19% |
Portfolio Allocations As at August 31, 2026
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian Bonds | 59.67% | |
| Canadian Equity | 20.32% | |
| U.S. Equity | 8.06% | |
| International Equity | 7.14% | |
| Cash and Equivalents | 3.40% | |
| U.S. Bonds | 1.41% |
Bond Type
| Colours | Name | Weight |
|---|---|---|
| Investment Grade Corporate | 57.71% | |
| Provincial Government | 20.93% | |
| Federal Government | 12.81% | |
| Floating Rate | 7.56% | |
| Municipal Government | 0.99% |
Top 10 Holdings
| Name | Weight |
|---|---|
| ROYAL BK OF CAD 2.15% 01SEP26 TD | 1.68% |
| Royal Bank of Canada | 1.51% |
| Toronto-Dominion Bank | 1.18% |
| Province of Ontario, 3.6%, 6/2/2035 | 1.11% |
| Agnico-Eagle Mines Ltd. Com | 1.04% |
| Gov. of Canada, 2.75%, 12/1/2055 | 0.92% |
| MANULIFE BANK 06OCT26 BDN | 0.83% |
| Suncor Energy Inc. Com | 0.72% |
| CPPIB Capital Inc., 3.35%, 12/2/2030 | 0.71% |
| Canadian Natural Resources Ltd. Com | 0.70% |
Portfolio Manager(s)
Empire Life Investment Team
Empire Life Investment Team