EMPIRE LIFE GLOBAL SUSTAINABLE EQUITY GIF

Class L Guaranteed Investment Funds as of February 28, 2025

INVESTMENT MANAGEMENT

Ashley Misquitta, CFA
David Mann, CFA
Empire Life Investment Team

WHY INVEST IN THIS FUND

This fund may be right for a person seeking growth, wanting to invest mostly in global stocks and is willing to accept a low to moderate level of risk.

FUND FACTS

Asset ClassGlobal Equity
Size (Mill)$7.40
Estimated MER (%)*3.46 %
Inception January 18, 2021
Total Holdings63

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

U.S. Equities61.2 %
International Equities30.3 %
Cash and Cash Equivalents5.8 %
Canadian Equities2.7 %

SECTOR MIX

Information technology30.0 %
Financials21.5 %
Consumer discretionary15.1 %
Health care9.5 %
Communication services7.0 %
Materials6.4 %
Consumer staples5.1 %
Energy2.6 %
Utilities2.2 %
Industrials0.5 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Microsoft Corporation6.9 %
ROYAL BK OF CAD 2.9% 03MAR25 TD 5.5 %
Visa Inc. 'A'4.1 %
Air Liquide SA3.5 %
SAP SE3.4 %
PNC Financial Services Group Inc. (The) Com3.2 %
Chubb Limited2.9 %
Ross Stores Inc.2.7 %
Pan Pacific International Holdings Corporation2.7 %
Newmont Mining Corporation2.6 %
Total of Top 1037.5 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-1.62-0.011.688.317.23  5.50

CALENDAR YEAR RETURNS

20172018201920202021202220232024
     -10.7210.2313.50
* The MER is estimated as the fund is less than 12 months old.
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.