EMPIRE LIFE GLOBAL SUSTAINABLE EQUITY GIF

Class L Guaranteed Investment Funds as of October 31, 2023

INVESTMENT MANAGEMENT

Ashley Misquitta, CFA
David Mann, CFA
Empire Life Investment Team

WHY INVEST IN THIS FUND

This fund may be right for a person seeking growth, wanting to invest mostly in global stocks and is willing to accept a low to moderate level of risk.

FUND FACTS

Asset ClassGlobal Equity
Size (Mill)$5.82
Estimated MER (%)*3.46 %
Inception January 18, 2021
Total Holdings63

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

U.S. Equities52.5 %
International Equities37.4 %
Cash and Cash Equivalents9.1 %
Canadian Equities1.1 %

SECTOR MIX

Information technology21.4 %
Financials20.6 %
Consumer discretionary20.2 %
Health care10.0 %
Communication services7.0 %
Industrials6.6 %
Consumer staples6.6 %
Materials4.8 %
Energy1.4 %
Real Estate1.3 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

ROYAL BK OF CAD 4.95% 01NOV23 TD 8.7 %
Microsoft Corporation7.2 %
Visa Inc. 'A'3.9 %
Chubb Limited3.3 %
Anthem Inc.3.2 %
Ross Stores Inc.3.2 %
Air Liquide SA3.1 %
PNC Financial Services Group Inc. (The) Com2.8 %
Comcast Corporation 'A'2.6 %
NOVO NORDISK A/S 2.5 %
Total of Top 1040.4 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
0.00-3.882.588.07   0.18

CALENDAR YEAR RETURNS

20152016201720182019202020212022
       -10.72
* The MER is estimated as the fund is less than 12 months old.
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.