EMPIRE LIFE MULTI-STRATEGY GLOBAL CONSERVATIVE PORTFOLIO GIF

Class L Guaranteed Investment Funds as of October 31, 2024

INVESTMENT MANAGEMENT

Dave Paterson, CFA
Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking income and long-term capital growth by investing primarily in fixed income securities and in global equity securities.

FUND FACTS

Asset Class	Portfolio Funds
Size (Mill)	$21.88
MER	2.72 %
Inception	October 23, 2019
Total Holdings	4662

RISK TOLERANCE



low	low to medium	medium	medium to high	high

ASSET MIX (as at September 30, 2024)

Canadian Bonds	21.7 %
U.S. Equities	20.2 %
U.S. Bonds	17.8 %
Canadian Equities	17.4 %
Cash and Cash Equivalents	7.8 %
International Equities	7.6 %
International Bonds	7.3 %
Mutual Fund	0.1 %
Other Net Assets (Liabilities)	0.0 %

SECTOR MIX (as at September 30, 2024)

Information technology	21.3 %
Financials	16.8 %
Health care	12.8 %
Industrials	12.6 %
Consumer discretionary	10.0 %
Consumer staples	8.1 %
Communication services	7.5 %
Materials	3.7 %
Energy	3.2 %
Utilities	2.5 %
Real Estate	1.4 %
Other	0.0 %

GROWTH OF $10,000

For Illustration Purposes Only

COMPOUND ANNUAL RETURNS

1 mo	3 mo	YTD	1 yr	3 yr	5 yr	10 yr	Inception
-0.45	1.31	6.40	12.99	0.69	1.27		1.37

CALENDAR YEAR RETURNS

2016	2017	2018	2019	2020	2021	2022	2023
				3.45	1.24	-10.66	6.39

Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ^® Registered Trademark of The Empire Life Insurance Company**. Policies are issued by The Empire Life Insurance Company.