EMPIRE LIFE MULTI-STRATEGY GLOBAL BALANCED PORTFOLIO GIF

Class L Guaranteed Investment Funds as of March 31, 2025

INVESTMENT MANAGEMENT

Dave Paterson, CFA
Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking a balance between long-term capital growth and earning income by investing primarily in global equity securities and fixed income securities

FUND FACTS

Asset Class	Portfolio Funds
Size (Mill)	$49.79
MER	2.93 %
Inception	October 23, 2019
Total Holdings	4174

RISK TOLERANCE



low	low to medium	medium	medium to high	high

ASSET MIX (as at December 31, 2024)

U.S. Equities	37.7 %
Canadian Equities	14.3 %
Canadian Bonds	13.9 %
U.S. Bonds	12.2 %
International Equities	12.2 %
Cash and Cash Equivalents	5.2 %
International Bonds	4.4 %
Mutual Fund	0.0 %
Other Net Assets (Liabilities)	0.0 %

SECTOR MIX (as at December 31, 2024)

Information technology	24.0 %
Financials	16.4 %
Consumer discretionary	12.0 %
Industrials	11.4 %
Health care	11.2 %
Communication services	8.2 %
Consumer staples	7.3 %
Energy	2.9 %
Materials	2.9 %
Utilities	2.1 %
Real Estate	1.4 %
Other	0.0 %

GROWTH OF $10,000

For Illustration Purposes Only

COMPOUND ANNUAL RETURNS

1 mo	3 mo	YTD	1 yr	3 yr	5 yr	10 yr	Inception
-2.19	-0.27	-0.27	6.29	4.05	4.24		2.66

CALENDAR YEAR RETURNS

2017	2018	2019	2020	2021	2022	2023	2024
			3.65	3.88	-11.83	7.83	11.06

Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ^® Registered Trademark of The Empire Life Insurance Company**. Policies are issued by The Empire Life Insurance Company.