EMPIRE LIFE EMBLEM GLOBAL BALANCED PORTFOLIO GIF

Class L Guaranteed Investment Funds as of December 31, 2022

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in global equity and fixed income securities, with a target equity allocation of 50%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$90.55
MER2.97 %
Inception May 28, 2018
Total Holdings384

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds23.7 %
U.S. Equities23.2 %
U.S. Bonds22.2 %
International Equities16.2 %
Cash and Cash Equivalents7.1 %
Canadian Equities6.9 %
International Bonds0.8 %

SECTOR MIX

Financials17.6 %
Information technology17.2 %
Industrials12.9 %
Health care10.4 %
Energy10.1 %
Consumer discretionary9.1 %
Consumer staples6.7 %
Communication services5.7 %
Materials5.6 %
Utilities2.4 %
Real Estate2.2 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

ROYAL BK OF CANADA 4.2% 03JAN23 TD 4.6 %
Gov. of Canada, 2%, 6/1/20322.7 %
CCO Holdings LLC, 5.13%, 5/1/20271.5 %
DCP Midstream Operating L.P., 3.88%, 3/15/20231.4 %
Canada Housing Trust No.1, 2.35%, 6/15/20231.4 %
Canada Housing Trust No.1, 1.1%, 3/15/20311.3 %
Canada Housing Trust 2.350% December 15, 20181.1 %
Gov. of Canada, 0.02%, 6/1/20311.1 %
Canada Housing Trust No.1, 1.4%, 3/15/20311.1 %
Honda Canada Finance Inc., 1/5/20231.0 %
Total of Top 1017.3 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-1.455.39-6.59-6.591.09  1.66

CALENDAR YEAR RETURNS

20152016201720182019202020212022
    9.376.433.91-6.59
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.