EMPIRE LIFE EMBLEM GLOBAL BALANCED PORTFOLIO GIF

Class L Guaranteed Investment Funds as of December 31, 2021

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in global equity and fixed income securities, with a target equity allocation of 50%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$86.86
MER2.97 %
Inception May 28, 2018
Total Holdings400

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

U.S. Bonds23.7 %
U.S. Equities23.7 %
International Equities20.1 %
Canadian Bonds17.5 %
Cash and Cash Equivalents7.7 %
Canadian Equities6.2 %
International Bonds1.2 %

SECTOR MIX

Information technology19.5 %
Financials18.1 %
Industrials14.4 %
Consumer discretionary10.5 %
Health care9.3 %
Consumer staples7.2 %
Communication services6.9 %
Materials4.8 %
Energy4.2 %
Real Estate2.9 %
Utilities2.0 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

ROYAL BK OF CANADA 0.20% 04JAN22 TD 4.0 %
Honda Canada Finance Inc., 1/28/20222.2 %
Ford Credit Canada Co., 3.35%, 9/19/20221.8 %
Canada Housing Trust No.1, 1.1%, 3/15/20311.6 %
Canada Housing Trust No.1, 1.4%, 3/15/20311.3 %
Canada Housing Trust 2.350% December 15, 20181.3 %
Alphabet, Inc. Class C1.1 %
Scotiabank Capital Trust 5.650% December 31, 20561.1 %
MasterCard Inc. 'A'1.1 %
Microsoft Corporation1.0 %
Total of Top 1016.5 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
1.281.483.913.916.54  4.08

CALENDAR YEAR RETURNS

20142015201620172018201920202021
     9.376.433.91
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.