EMPIRE LIFE EMBLEM GLOBAL CONSERVATIVE PORTFOLIO GIF

Class L Guaranteed Investment Funds as of August 31, 2021

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in global equity and fixed income securities, with a target equity allocation of 30%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$47.71
MER2.79 %
Inception May 28, 2018
Total Holdings401

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds30.3 %
U.S. Bonds29.1 %
U.S. Equities13.6 %
International Equities12.2 %
Cash and Cash Equivalents9.6 %
Canadian Equities4.1 %
International Bonds1.1 %

BOND TYPE

Investment Grade Corporate34.3 %
High Yield Corporate29.4 %
Federal Government23.1 %
Preferred Shares7.7 %
Convertible2.8 %
Provincial Government2.3 %
Floating Rate0.3 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

ROYAL BK OF CANADA 0.2% 01SEP21 TD 6.1 %
Canada Housing Trust 1.750% June 15, 20304.5 %
Royal Bank of Canada Floating Rate 2.088% June 30, 20304.4 %
Canada Housing Trust No.1, 1.10%, 3/15/20313.4 %
Government of Canada 2.000% June 1, 20282.0 %
ENBRIDGE GAS DISTRIBUTION INC 15SEP21 DN 1.9 %
Canada Housing Trust 2.350% December 15, 20181.7 %
Bausch Health Cos. Inc. of the United States, Callable, 9.25%, 2026/04/011.2 %
Ford Credit Canada Co., 3.35%, 9/19/20221.2 %
CSC Holdings LLC, 5.25%, 6/1/20241.1 %
Total of Top 1027.6 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
0.833.502.014.403.92  3.88

CALENDAR YEAR RETURNS

20132014201520162017201820192020
      6.496.54
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.