EMPIRE LIFE EMBLEM GLOBAL CONSERVATIVE PORTFOLIO GIF

Class L Guaranteed Investment Funds as of May 31, 2021

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in global equity and fixed income securities, with a target equity allocation of 30%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$43.26
Estimated MER (%)*2.79 %
Inception May 28, 2018
Total Holdings402

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds30.6 %
U.S. Bonds29.1 %
U.S. Equities13.7 %
International Equities12.7 %
Cash and Cash Equivalents8.1 %
Canadian Equities3.6 %
International Bonds2.2 %

BOND TYPE

Investment Grade Corporate33.0 %
High Yield Corporate27.5 %
Federal Government22.6 %
Preferred Shares10.4 %
Provincial Government2.5 %
Convertible2.3 %
Floating Rate1.8 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Royal Bank of Canada Floating Rate 2.088% June 30, 20304.8 %
Canada Housing Trust No.1, 1.10%, 3/15/20313.6 %
Canada Housing Trust 1.750% June 15, 20303.5 %
Ford Credit Canada Co., 3.28%, 7/2/20212.2 %
Government of Canada 2.000% June 1, 20282.2 %
Canada Housing Trust 2.350% December 15, 20181.8 %
Bank of Nova Scotia Preferred 4.850%1.6 %
Ocean Spray Cranberries Inc., 6.25%1.1 %
John Deere Financial Inc. 2.990% January 14, 20221.1 %
Videotron Limited 5.000% July 15, 20221.1 %
Total of Top 1023.0 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-0.41-0.34-1.441.513.13  3.02

CALENDAR YEAR RETURNS

20132014201520162017201820192020
      6.496.54
* On November 1, 2019 the insurance fee (which in recent years was not included in the MER) was incorporated into the MER. The MER shown above is an estimate calculated as if the insurance fee had been incorporated into the MER for the full 2019 year. Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.