EMPIRE LIFE EMBLEM GLOBAL CONSERVATIVE PORTFOLIO GIF

Class L Guaranteed Investment Funds as of October 31, 2023

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in global equity and fixed income securities, with a target equity allocation of 30%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$41.49
MER2.79 %
Inception May 28, 2018
Total Holdings383

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

U.S. Bonds34.6 %
Canadian Bonds32.9 %
U.S. Equities13.2 %
International Equities9.1 %
Cash and Cash Equivalents4.3 %
Canadian Equities4.0 %
International Bonds1.9 %

BOND TYPE

Investment Grade Corporate33.8 %
Federal Government33.5 %
High Yield Corporate22.9 %
Floating Rate4.6 %
Provincial Government2.2 %
Preferred Shares2.1 %
Convertible0.9 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Gov. of Canada, 1.75%, 12/1/20537.4 %
ROYAL BK OF CAD 4.95% 01NOV23 TD 4.0 %
AutoNation Inc., 3.5%, 11/15/20242.3 %
Government of Canada 2.000% June 1, 20282.1 %
Gov. of Canada, 2.5%, 12/1/20322.1 %
Canada Housing Trust 1.750% June 15, 20302.0 %
Gov. of Canada, 2%, 6/1/20321.9 %
Canada Housing Trust 2.350% December 15, 20181.7 %
Gov. of Canada, 0.02%, 6/1/20311.3 %
WEC Energy Group Inc. (FRN), 6.25%, 5/15/20671.3 %
Total of Top 1026.1 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
0.00-2.03-1.290.40-1.131.34 0.78

CALENDAR YEAR RETURNS

20152016201720182019202020212022
    6.496.541.41-6.12
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.