EMPIRE LIFE ELITE BALANCED FUND

Class S Segregated Funds as of August 31, 2019

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in equity and fixed income investment funds, with a target equity allocation of 80%

FUND FACTS

Asset ClassCanadian Balanced
Size (Mill)$379.58
MER (2017)1.32 %
Inception October 23, 2017
Total Holdings355

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Equity37.2 %
US Equity21.5 %
Canadian Bonds18.7 %
Cash11.3 %
International Equity10.1 %
US Bonds1.2 %

UNDERLYING FUNDS

Canadian Equity Fundsweight
Empire Life Elite Equity Fund78.7 %
Bond Funds
Empire Life Bond Fund20.3 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

ROYAL BK OF CANADA 1.7% 03SEP19 TD2.8 %
BANK OF NOVA SCOTIA CAD2.5 %
TORONTO-DOMINION BK (I/L)2.3 %
TOROMONT INDS LTD2.0 %
ROYAL BANK OF CANADA1.8 %
ROYAL BK OF CANAD 2.05% 03SEP19 $USD TD1.7 %
BROOKFIELD ASSET MANAGEMENT INC CL A1.7 %
CP RAILWAY LTD.1.6 %
CANADA GOVERNMENT OF 05SEP1.6 %
CANADA GOVERNMENT OF 17OCT19 TBLL1.6 %
Total of Top 1019.6 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-0.371.6311.171.87   3.66

CALENDAR YEAR RETURNS

20112012201320142015201620172018
       -5.59
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.