EMPIRE LIFE INCOME GIF

Class L Guaranteed Investment Funds as of June 30, 2019

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing in a strategic mix of primarily Canadian equity and fixed income securities.

FUND FACTS

Asset ClassCanadian Balanced
Size (Mill)$397.23
MER2.27 %
Inception November 3, 2014
Total Holdings340

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds56.0 %
Canadian Equity19.1 %
US Equity10.5 %
Cash5.5 %
International Equity5.1 %
US Bonds3.9 %

BOND TYPE

Investment Grade Corporate53.1 %
Provincial Government24.7 %
Federal Government12.6 %
High Yield Corporate5.9 %
Municipal Government1.6 %
Convertible0.8 %
Floating Rate0.7 %
Preferred Shares0.6 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

ROYAL BK OF CDA 1.7% 02JUL19 TD2.3 %
CANADIAN GOVERNMENT BOND 2.75% 01DEC481.5 %
CANADA HOUSING TRUST 2.4% 15DEC221.5 %
SCOTIABANK CAP 5.65% 31DEC561.3 %
BANK OF NOVA SCOTIA CAD1.2 %
HYDRO ONE INC 05SEP19 DN1.2 %
TORONTO-DOMINION BK (I/L)1.2 %
NEW BRUNSWICK PROV DEBE 3.55% 03JUN431.1 %
CANADA HOUSING TRUST 1.25% 15DEC201.1 %
TOROMONT INDS LTD1.0 %
Total of Top 1013.4 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
1.181.448.093.502.97  2.68

CALENDAR YEAR RETURNS

20112012201320142015201620172018
    0.423.903.40-4.18
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.