EMPIRE LIFE DIVIDEND GROWTH GIF

Class L Guaranteed Investment Funds as of December 31, 2020

INVESTMENT MANAGEMENT

Doug Cooper, CFA
Ian Hardacre, MBA, CFA
Sara Shahram, CFA
Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth by investing primarily in dividend paying Canadian equity securities

FUND FACTS

Asset ClassCanadian Equity
Size (Mill)$666.71
Estimated MER (%)*3.11 %
Inception November 3, 2014
Total Holdings62

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Equity72.7 %
International Equity13.2 %
US Equity10.6 %
Cash3.1 %
Canadian Bonds0.5 %

SECTOR MIX

Financials35.0 %
Energy13.2 %
Consumer staples12.0 %
Industrials8.3 %
Consumer discretionary7.7 %
Communication services7.5 %
Information technology4.9 %
Materials3.9 %
Real Estate3.1 %
Utilities2.4 %
Health care2.1 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Bank of Nova Scotia Com5.9 %
Toronto-Dominion Bank Com New5.6 %
Royal Bank of Canada Com5.3 %
Brookfield Asset Management Inc. Voting Shs Cl A5.1 %
Alimentation Couche-Tard Inc. Sub Vtg Sh3.0 %
Bank of Montreal Com3.0 %
TC Energy Corporation Com2.9 %
Enbridge Inc. Com2.8 %
Canadian Imperial Bank of Commerce Com2.7 %
Stella-Jones Inc. Com2.7 %
Total of Top 1039.0 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
1.629.06-5.63-5.63-3.352.18 1.44

CALENDAR YEAR RETURNS

20132014201520162017201820192020
  -2.3416.635.79-15.1512.75-5.63
* On November 1, 2019 the insurance fee (which in recent years was not included in the MER) was incorporated into the MER. The MER shown above is an estimate calculated as if the insurance fee had been incorporated into the MER for the full 2019 year. Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.