EMPIRE LIFE CANADIAN EQUITY GIF

Class L Guaranteed Investment Funds as of June 30, 2020

INVESTMENT MANAGEMENT

Jennifer Law, CFA
Ian Hardacre, MBA, CFA
Doug Cooper, CFA
Sara Shahram, CFA

WHY INVEST IN THIS FUND

You are seeking growth by investing primarily in Canadian large cap equity securities

FUND FACTS

Asset ClassCanadian Equity
Size (Mill)$196.68
Estimated MER (%)*3.28 %
Inception November 3, 2014
Total Holdings71

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Equity86.6 %
US Equity7.7 %
Cash3.9 %
International Equity1.9 %

SECTOR MIX

Financials29.2 %
Industrials13.9 %
Energy11.6 %
Materials8.3 %
Consumer staples6.8 %
Utilities6.4 %
Information technology6.1 %
Communication services5.8 %
Consumer discretionary5.5 %
Real Estate4.9 %
Health care1.5 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Royal Bank of Canada Com5.5 %
Brookfield Asset Management Inc. Voting Shs Cl A4.5 %
Toronto-Dominion Bank Com New4.4 %
ROYAL BANK OF CANADA 0.2% 02JUL20 TD 3.8 %
Canadian Pacific Railway Ltd. Com3.1 %
Enbridge Inc. Com3.1 %
Agnico-Eagle Mines Ltd. Com3.0 %
Alimentation Couche-Tard Inc. Sub Vtg Sh2.7 %
Innergex Renewable Energy Inc. Com2.5 %
Bank of Montreal Com2.2 %
Total of Top 1034.7 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
0.099.56-18.90-16.66-5.61-0.87 -0.29

CALENDAR YEAR RETURNS

20122013201420152016201720182019
   -1.1415.195.52-14.6214.84
* On November 1, 2019 the insurance fee (which in recent years was not included in the MER) was incorporated into the MER. The MER shown above is an estimate calculated as if the insurance fee had been incorporated into the MER for the full 2019 year. Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.