EMPIRE LIFE BALANCED GIF

Class L Guaranteed Investment Funds as of June 30, 2019

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing in a strategic mix of primarily Canadian equity and fixed income securities.

FUND FACTS

Asset ClassCanadian Balanced
Size (Mill)$494.11
MER2.33 %
Inception November 3, 2014
Total Holdings259

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds44.5 %
Canadian Equity28.5 %
US Equity15.0 %
International Equity7.2 %
Cash4.8 %

SECTOR MIX

Financials26.4 %
Energy13.7 %
Industrials13.3 %
Information Technology8.2 %
Communication Services8.1 %
Consumer Staples7.9 %
Health Care7.3 %
Consumer Discretionary5.3 %
Real Estate3.8 %
Materials3.7 %
Utilities2.3 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

CANADA HOUSING TRUST 1.25% 15DEC203.3 %
ROYAL BK OF CDA 1.7% 02JUL19 TD3.1 %
BANK OF NOVA SCOTIA CAD1.8 %
TORONTO-DOMINION BK (I/L)1.8 %
CANADIAN GOVERNMENT BOND 2.75% 01DEC481.7 %
TOROMONT INDS LTD1.5 %
ROYAL BANK OF CANADA1.4 %
BANK OF MONTREAL (I/L)1.2 %
CP RAILWAY LTD.1.2 %
ROYAL BK OF CDA 2.3% 02JUL19 $USD TD1.2 %
Total of Top 1018.2 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
1.381.319.333.263.80  2.99

CALENDAR YEAR RETURNS

20112012201320142015201620172018
    0.534.873.95-5.16
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.