EMPIRE LIFE ASSET ALLOCATION GIF

Class L Guaranteed Investment Funds as of August 31, 2019

INVESTMENT MANAGEMENT

Ian Hardacre, MBA, CFA
Doug Cooper, CFA
Sara Shahram, CFA
Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing in a tactical mix of primarily Canadian equity and fixed income securities, with a target equity allocation of 65%

FUND FACTS

Asset ClassCanadian Balanced
Size (Mill)$1,119.92
MER2.44 %
Inception November 3, 2014
Total Holdings220

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Equity36.8 %
Canadian Bonds29.1 %
US Equity17.8 %
Cash9.1 %
International Equity7.3 %

SECTOR MIX

Financials24.3 %
Energy17.2 %
Industrials15.1 %
Consumer Discretionary11.9 %
Communication Services7.5 %
Information Technology6.2 %
Consumer Staples5.3 %
Materials4.7 %
Health Care4.0 %
Real Estate2.2 %
Utilities1.6 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

BANK OF NOVA SCOTIA CAD2.1 %
CANADIAN IMPL BK OF COMM (I/L)2.1 %
BROOKFIELD ASSET MANAGEMENT INC CL A1.9 %
CANADA HOUSING TRUST 2.4% 15DEC221.8 %
CANADA GOVERNMENT OF 05SEP1.7 %
CANADA GOVERNMENT OF 17OCT19 TBLL1.7 %
CANADA GOVT OF 14NOV19 TBI1.7 %
BANK OF NOVA SCOTIA 2.36% 08NOV221.6 %
CENOVUS ENERGY INC1.6 %
TORONTO-DOMINION BK (I/L)1.6 %
Total of Top 1017.8 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-1.230.176.47-2.971.64  3.93

CALENDAR YEAR RETURNS

20112012201320142015201620172018
    7.992.856.15-7.42
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.