EMPIRE LIFE ASSET ALLOCATION GIF

Class L Guaranteed Investment Funds as of September 30, 2021

INVESTMENT MANAGEMENT

Doug Cooper, CFA
Ashley Misquitta, CFA
Greg Chan, CFA
Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing in a tactical mix of primarily Canadian equity and fixed income securities, with a target equity allocation of 65%

FUND FACTS

Asset ClassCanadian Balanced
Size (Mill)$1,162.42
MER3.05 %
Inception November 3, 2014
Total Holdings467

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Equities40.5 %
Canadian Bonds28.3 %
U.S. Equities8.2 %
U.S. Bonds8.0 %
International Equities7.5 %
Cash and Cash Equivalents7.1 %
International Bonds0.4 %

SECTOR MIX

Financials28.3 %
Industrials14.4 %
Energy13.0 %
Information technology10.4 %
Communication services8.1 %
Consumer discretionary6.9 %
Consumer staples6.6 %
Materials6.1 %
Health care3.2 %
Utilities2.2 %
Real Estate0.8 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Brookfield Business Partners Limited partnership2.1 %
Toronto-Dominion Bank2.1 %
Bank of Nova Scotia2.0 %
Brookfield Asset Management Inc. 'A'1.9 %
Enbridge Inc.1.7 %
Manulife Financial Corporation1.6 %
Franco-Nevada Corporation Com1.6 %
Royal Bank of Canada1.5 %
Shaw Communications Inc. 'B'1.5 %
Royal Bank of Canada, 2.95%, 2023/05/011.5 %
Total of Top 1017.5 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-1.29-0.729.3019.774.614.27 5.12

CALENDAR YEAR RETURNS

20132014201520162017201820192020
  7.992.856.15-7.4212.401.60
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.