EMPIRE LIFE ASSET ALLOCATION GIF

Class L Guaranteed Investment Funds as of March 31, 2019

INVESTMENT MANAGEMENT

Ian Hardacre, MBA, CFA
Doug Cooper, CFA
Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing in a tactical mix of primarily Canadian equity and fixed income securities, with a target equity allocation of 65%

FUND FACTS

Asset ClassCanadian Balanced
Size (Mill)$1,172.16
MER2.44 %
Inception November 3, 2014
Total Holdings227

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Equity35.8 %
Canadian Bonds24.0 %
US Equity16.1 %
Cash14.6 %
International Equity9.5 %

SECTOR MIX

Financials24.2 %
Energy18.3 %
Industrials15.0 %
Consumer Discretionary12.8 %
Communication Services7.1 %
Information Technology6.7 %
Consumer Staples6.6 %
Health Care3.7 %
Materials3.4 %
Utilities1.3 %
Real Estate0.9 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

BANK OF NOVA SCOTIA CAD2.0 %
CANADIAN IMPL BK OF COMM (I/L)1.8 %
BROOKFIELD ASSET MANAGEMENT INC CL A1.8 %
PROVINCE OF ONTARIO 10APR19 TBILL1.7 %
RYDER TRUCK RENTAL CAD LTD 10APR19 DN1.7 %
TRANSCANADA PIPELINES LIMITED 18APR19 DN1.7 %
GOVT OF CANADA 02MAY19 TBILL1.7 %
CANADIAN TREASURY BILL 13JUN19 TBILL1.6 %
TORONTO-DOMINION BK (I/L)1.6 %
ROYAL BANK OF CDA 2.35% 09DEC191.6 %
Total of Top 1017.2 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
0.997.697.691.503.26  4.58

CALENDAR YEAR RETURNS

20112012201320142015201620172018
    7.992.856.15-7.42
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.