EMPIRE LIFE ASSET ALLOCATION GIF

Class L Guaranteed Investment Funds as of May 31, 2019

INVESTMENT MANAGEMENT

Ian Hardacre, MBA, CFA
Doug Cooper, CFA
Sara Shahram, CFA
Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing in a tactical mix of primarily Canadian equity and fixed income securities, with a target equity allocation of 65%

FUND FACTS

Asset ClassCanadian Balanced
Size (Mill)$1,142.77
MER2.44 %
Inception November 3, 2014
Total Holdings222

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Equity33.9 %
Canadian Bonds28.2 %
US Equity15.6 %
Cash15.0 %
International Equity7.4 %

SECTOR MIX

Financials23.5 %
Energy18.4 %
Industrials13.7 %
Consumer Discretionary13.2 %
Communication Services7.7 %
Information Technology5.8 %
Consumer Staples5.7 %
Materials4.9 %
Health Care4.1 %
Real Estate1.7 %
Utilities1.3 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

CANADIAN TREASURY BILL 13JUN19 TBILL3.3 %
CANADIAN IMPL BK OF COMM (I/L)1.8 %
BANK OF NOVA SCOTIA CAD1.8 %
ROYAL BK OF CANADA 1.7% 03JUN19 TD1.8 %
BROOKFIELD ASSET MANAGEMENT INC CL A1.7 %
CANADA HOUSING TRUST 2.4% 15DEC221.7 %
CANADIAN TREASURY BILL 25JUL19 TBILL1.6 %
CANADIAN TREAS BILL 08AUG19 TBILL1.6 %
PROV OF ALBERTA 06AUG19 PN1.6 %
BANK OF NOVA SCOTIA 2.36% 08NOV221.6 %
Total of Top 1018.5 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-3.41-0.316.30-1.362.46  4.12

CALENDAR YEAR RETURNS

20112012201320142015201620172018
    7.992.856.15-7.42
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.