EMPIRE LIFE EMBLEM DIVERSIFIED INCOME PORTFOLIO GIF

Class L Guaranteed Investment Funds as of June 30, 2022

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking current income and some growth by investing primarily in equity and fixed income securities, with a target equity allocation of 20%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$44.31
MER2.66 %
Inception November 3, 2014
Total Holdings333

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds72.9 %
Canadian Equities12.7 %
Cash and Cash Equivalents5.9 %
U.S. Equities5.4 %
International Equities3.1 %

BOND TYPE

Investment Grade Corporate41.9 %
Federal Government33.0 %
Provincial Government22.7 %
Floating Rate1.3 %
Municipal Government0.8 %
High Yield Corporate0.2 %
Preferred Shares0.1 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

ROYAL BK OF CAD 1.45% 04JUL22 TD 5.8 %
Government of Canada 1.250% June 1, 20303.6 %
Canada Housing Trust No.1, 1.8%, 12/15/20242.6 %
Government of Canada 2.000% December 1, 20512.6 %
Canada Housing Trust 2.550% December 15, 20232.1 %
Government of Canada 2.250% June 1, 20292.1 %
Canada Housing Trust No.1, 2.35%, 6/15/20231.3 %
Bank of Nova Scotia (The), 2.38%, 5/1/20231.3 %
Province of New Brunswick 3.550% June 3, 20431.0 %
Royal Bank of Canada0.9 %
Total of Top 1023.4 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-3.36-6.86-11.80-11.15-2.23-0.73 0.45

CALENDAR YEAR RETURNS

20142015201620172018201920202021
 1.881.672.59-3.626.914.790.50
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. *Fund positioning/holdings are reflective of Emblem Diversified Income Series I mutual fund*. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.