EMPIRE LIFE EMBLEM CONSERVATIVE PORTFOLIO GIF

Class L Guaranteed Investment Funds as of June 30, 2022

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in equity and fixed income securities, with a target equity allocation of 35%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$155.11
MER2.65 %
Inception November 3, 2014
Total Holdings339

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds58.8 %
Canadian Equities21.4 %
U.S. Equities8.4 %
Cash and Cash Equivalents6.8 %
International Equities4.7 %

BOND TYPE

Investment Grade Corporate46.0 %
Federal Government28.7 %
Provincial Government23.5 %
Floating Rate1.1 %
Municipal Government0.7 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Government of Canada 2.000% December 1, 20512.0 %
Canada Housing Trust No.1, 1.8%, 12/15/20241.8 %
Canada Housing Trust No.1, 2.35%, 6/15/20231.7 %
ROYAL BK OF CAD 1.45% 04JUL22 TD 1.6 %
Royal Bank of Canada1.6 %
Government of Canada 2.500% June 1, 20241.4 %
AltaLink L.P., 2.98%, 11/28/20221.3 %
Toronto-Dominion Bank1.3 %
Honda Canada Finance Inc., 2.54%, 3/1/20231.3 %
ENBRIDGE INC 07JUL22 DN 1.2 %
Total of Top 1015.2 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-4.00-7.36-11.27-9.97-1.000.00 0.93

CALENDAR YEAR RETURNS

20142015201620172018201920202021
 1.422.353.30-5.488.734.403.33
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. *Fund positioning/holdings are reflective of Emblem Conservative Portfolio Series I mutual fund*. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.