EMPIRE LIFE EMBLEM BALANCED PORTFOLIO GIF

Class L Guaranteed Investment Funds as of June 30, 2022

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in equity and fixed income securities, with a target equity allocation of 50%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$201.01
MER2.86 %
Inception November 3, 2014
Total Holdings399

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds42.9 %
Canadian Equities30.9 %
U.S. Equities11.6 %
Cash and Cash Equivalents7.7 %
International Equities6.9 %

SECTOR MIX

Financials25.8 %
Energy13.3 %
Industrials11.4 %
Information technology10.8 %
Consumer discretionary7.5 %
Communication services7.1 %
Consumer staples6.8 %
Materials6.6 %
Health care5.3 %
Utilities3.2 %
Real Estate2.3 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Royal Bank of Canada2.2 %
Toronto-Dominion Bank1.8 %
Government of Canada 2.000% December 1, 20511.7 %
Brookfield Asset Management Inc. 'A'1.3 %
Bank of Nova Scotia1.3 %
Enbridge Inc.1.2 %
TC Energy Corporation1.1 %
Honda Canada Finance Inc., 2.54%, 3/1/20231.1 %
Gov. of Canada, 1.5%, 6/1/20261.0 %
Canadian Pacific Railway Limited1.0 %
Total of Top 1013.7 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-4.92-8.30-11.37-9.45-0.300.37 1.46

CALENDAR YEAR RETURNS

20142015201620172018201920202021
 1.934.074.28-7.3910.303.166.18
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. *Fund positioning/holdings are reflective of Emblem Balanced Portfolio Series I mutual fund*. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.