EMPIRE LIFE EMBLEM BALANCED PORTFOLIO GIF

Class L Guaranteed Investment Funds as of August 31, 2021

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in equity and fixed income securities, with a target equity allocation of 50%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$223.73
MER2.86 %
Inception November 3, 2014
Total Holdings371

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds40.6 %
Canadian Equities29.1 %
U.S. Equities13.5 %
International Equities10.6 %
Cash and Cash Equivalents6.2 %

SECTOR MIX

Financials25.9 %
Information technology12.8 %
Industrials10.7 %
Energy8.9 %
Consumer discretionary8.6 %
Communication services8.4 %
Consumer staples8.2 %
Health care5.6 %
Materials5.0 %
Real Estate3.1 %
Utilities2.8 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Royal Bank of Canada2.2 %
Toronto-Dominion Bank1.8 %
Canada Housing Trust No.1, 0.01%, 6/15/20261.7 %
Canada Housing Trust No.1, 1.8%, 12/15/20241.7 %
Bank of Nova Scotia1.4 %
Brookfield Asset Management Inc. 'A'1.4 %
Alphabet Inc. Cap Stk Cl C1.3 %
HYDRO ONE INC 10NOV21 DN 1.2 %
Province of Ontario 4.700% June 2, 20371.1 %
Enbridge Inc.1.1 %
Total of Top 1014.8 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
0.562.925.5410.283.612.86 3.36

CALENDAR YEAR RETURNS

20132014201520162017201820192020
  1.934.074.28-7.3910.303.16
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. *Fund positioning/holdings are reflective of Emblem Balanced Portfolio Series I mutual fund*. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.