EMPIRE LIFE EMBLEM BALANCED PORTFOLIO GIF

Class L Guaranteed Investment Funds as of December 31, 2022

INVESTMENT MANAGEMENT

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in equity and fixed income securities, with a target equity allocation of 50%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$208.69
MER2.86 %
Inception November 3, 2014
Total Holdings397

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds44.4 %
Canadian Equities30.7 %
U.S. Equities11.6 %
International Equities7.3 %
Cash and Cash Equivalents6.0 %

SECTOR MIX

Financials23.7 %
Energy14.5 %
Industrials12.7 %
Information technology10.6 %
Materials7.4 %
Consumer discretionary7.2 %
Communication services7.0 %
Health care5.8 %
Consumer staples5.7 %
Utilities3.2 %
Real Estate2.2 %

GROWTH OF $10,000

For Illustration Purposes Only

TOP 10 HOLDINGS

Royal Bank of Canada2.3 %
Government of Canada 2.000% December 1, 20512.0 %
Toronto-Dominion Bank2.0 %
ROYAL BK OF CANADA 4.2% 03JAN23 TD 1.5 %
Enbridge Inc.1.1 %
Bank of Nova Scotia1.1 %
Gov. of Canada, 1.5%, 6/1/20261.0 %
Canadian Pacific Railway Limited1.0 %
Canadian Natural Resources Ltd. Com1.0 %
Canadian National Railway Company1.0 %
Total of Top 1014.0 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
-2.823.36-9.25-9.25-0.200.31 1.66

CALENDAR YEAR RETURNS

20152016201720182019202020212022
1.934.074.28-7.3910.303.166.18-9.25
Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Guaranteed Investment Fund is invested at the risk of the contract owner and may increase or decrease in value. *Fund positioning/holdings are reflective of Emblem Balanced Portfolio Series I mutual fund*. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.