EMPIRE LIFE PREMIER EQUITY FUND

Segregated Funds as of November 30, 2024 Closed To New Investors

INVESTMENT MANAGEMENT Doug Cooper, CFA Empire Life Investment Team	WHY INVEST IN THIS FUND You are seeking growth by investing primarily in Canadian large cap equity securities
FUND FACTS Asset Class Canadian Equity Size (Mill) $192.57 MER 1.62 % Inception December 21, 1964 Total Holdings 198	RISK TOLERANCE low low to medium medium medium to high high
ASSET MIX Canadian Equities 54.8 % U.S. Equities 31.7 % International Equities 9.4 % Cash and Cash Equivalents 4.0 % SECTOR MIX Financials 26.7 % Information technology 14.4 % Energy 12.6 % Industrials 12.4 % Materials 7.6 % Consumer staples 6.0 % Consumer discretionary 5.5 % Utilities 4.8 % Health care 4.7 % Communication services 3.5 % Real Estate 1.8 %	GROWTH OF $10,000 For Illustration Purposes Only
TOP 10 HOLDINGS Royal Bank of Canada 3.9 % Toronto-Dominion Bank 2.7 % Agnico Eagle Mines Limited 2.5 % Microsoft Corporation 2.5 % ROYAL BK OF CAD 3.7% 02DEC24 TD 2.4 % Cameco Corp. 2.1 % Brookfield Asset Management Inc. 'A' 1.9 % Bank of Montreal 1.9 % Enbridge Inc. 1.8 % Canadian Pacific Railway Limited 1.7 % Total of Top 10 23.4 %	COMPOUND ANNUAL RETURNS 1 mo 3 mo YTD 1 yr 3 yr 5 yr 10 yr Inception 4.49 7.09 20.21 23.28 9.28 9.56 8.10 9.70 CALENDAR YEAR RETURNS 2016 2017 2018 2019 2020 2021 2022 2023 11.25 7.05 -7.10 18.74 3.74 20.42 -3.21 7.86

Empire Life will endeavour to ensure the information presented is accurate and updated, but will not be held liable for inaccuracies. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value. ** Annual Compound Returns: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are calculated after taking expenses, management and administration fees into account. Past performance is no guarantee of future performance. ^® Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.