EMPIRE LIFE
EMBLEM CONSERVATIVE PORTFOLIO

Series A Mutual Fund as of February 29, 2024

PORTFOLIO MANAGER

Empire Life Investment Team

WHY INVEST IN THIS FUND

You are seeking growth and income by investing primarily in equity and fixed income securities, with a target equity allocation of 35%

FUND FACTS

Asset ClassPortfolio Funds
Size (Mill)$143.2
MER (2019)2.05 %
InceptionJanuary 9, 2012
Total Holdings347

RISK TOLERANCE

lowlow to mediummediummedium to highhigh

ASSET MIX

Canadian Bonds61.1 %
Canadian Equities21.1 %
U.S. Equities7.8 %
International Equities5.4 %
Cash and Cash Equivalents3.7 %
U.S. Bonds0.8 %

SECTOR MIX

Financials27.2 %
Industrials13.5 %
Energy12.4 %
Information technology9.5 %
Consumer discretionary7.4 %
Consumer staples6.6 %
Materials6.5 %
Communication services5.6 %
Health care5.3 %
Utilities4.1 %
Real Estate1.9 %

GROWTH OF $10,000 - SINCE INCEPTION

For Illustration Purposes Only

TOP 10 HOLDINGS

ROYAL BK OF CAD 4.95% 01MAR24 TD 2.4 %
Gov. of Canada, 2.5%, 12/1/20322.1 %
Government of Canada 2.000% December 1, 20511.8 %
Royal Bank of Canada1.5 %
Gov. of Canada, 2%, 6/1/20321.2 %
Toronto-Dominion Bank1.2 %
Government of Canada 2.250% June 1, 20291.2 %
Province of Ontario, 3.65%, 6/2/20331.2 %
Canada Housing Trust No.1, 1.6%, 12/15/20311.0 %
Canada Housing Trust No.1, 1.75%, 6/15/20300.9 %
Total of Top 1014.5 %

COMPOUND ANNUAL RETURNS

1 mo3 moYTD1 yr3 yr5 yr10 yrInception
3.803.41-6.82-4.840.440.91 3.01

CALENDAR YEAR RETURNS

20142015201620172018201920202021
8.411.652.633.49-5.259.095.003.97

RECENT DISTRIBUTIONS

Dec-2021Jan-2022Feb-2022Mar-2022Apr-2022May-2022
0.3776     

Jun-2022Jul-2022Aug-2022Sep-2022Oct-2022Nov-2022
    0.28550.0145
Empire Life Investments Inc. is the Manager of the Empire Life Mutual Funds (the “Funds”). The units of the Funds are available only in those jurisdictions where they may be lawfully offered for sale and therein only by persons permitted to sell such units. Annual Compound Returns: Returns under 1 year are simple rates of return. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemptions, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. ® Registered trademark of The Empire Life Insurance Company. Empire Life Investments Inc. is a licensed user of this trademark.